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| Date |
Question |
# Views |
|
| 10/01/2008 |
If my rate has been locked but the house is not yet closed, and the mortgage rate is less than before (when it was locked), can the lender change the rates accordingly or does it need to be refinanced once we've bought the house? |
1,919 |
[view]
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| 10/01/2008 |
What is Cross-Collateralized Mortgage loan? How does this work and what are the basic requirements for the same? How does this benefit and why one should go for a Cross Colateralized Mortgage? |
3,141 |
[view]
|
| 08/25/2008 |
What fees should I not pay for a refi? |
1,982 |
[view]
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| 08/25/2008 |
How soon after can I refinance after purchasing a house? |
2,956 |
[view]
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| 06/20/2008 |
I want to refinance my home but the bank told me that I can't do it because the appraisal came low, appraisal $310,000, loan $297,000. What can I do? Thank you. |
3,612 |
[view]
|
| 06/09/2008 |
Regarding PMI, is it always wise to pay 20% down to avoid paying this? |
1,403 |
[view]
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| 06/09/2008 |
My nephew and his fiance are in the process of purchasing a home. They intend to have only her name on this home so when they decide to purchase another home he will qualify for a First time owner program. Can this actually happen? |
1,064 |
[view]
|
| 06/09/2008 |
I have a wage garnishment and was told I couldn't get a mortgage with that occuring. Is it possible to get a mortgage with this? |
690 |
[view]
|
| 06/08/2008 |
I have a mortgage which I am only making interest payments on. How long do i have to take before I refinance? |
2,272 |
[view]
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| 05/31/2008 |
How are mortgage rates related to the 30-year treasury and 10-year treasury? |
24,869 |
[view]
|
| 05/30/2008 |
What is 10 yr ARM libor? |
1,284 |
[view]
|
| 05/29/2008 |
How does the mortgage rate affect the amount you pay long term? |
604 |
[view]
|
| 05/24/2008 |
What happens when an ARM interest rate adjusts? |
884 |
[view]
|
| 05/24/2008 |
HI, I have heard of a refinace mortgage, with the same lender, that forgos many fees, such as appraisal, etc. ..what is the name of this type of loan? |
2,559 |
[view]
|
| 05/24/2008 |
We are thinking about building an addition onto our Manufactured home. We will be using a contractor. Will this increase the value of our home or because it's an added on to Manufactured home, decrease the value? |
1,885 |
[view]
|
| 05/24/2008 |
If my mortgage is due on the 1st of the month and the past due amount is due after the 15th, what happens to my credit or loan if I make my payment 2 or 3 days after the 1st? |
8,213 |
[view]
|
| 05/24/2008 |
How many days late (15, 30) does a payment have to be before it is reported as a negaive payment by the creditor, to the credit bureau? |
1,673 |
[view]
|
| 05/23/2008 |
If I have a payed off house under my name and its been a few years since I payed it off, could I ever be considered a first time buyer again? |
11,918 |
[view]
|
| 05/22/2008 |
Why are short term ARM's and the 30 yr. fixed mortgage rates so close in comparison. When usually the short term ARM's have much better rates? |
1,315 |
[view]
|
| 05/22/2008 |
What is a 5/1 option arm? |
2,965 |
[view]
|
| 05/22/2008 |
What is the difference between the prime rate and the discount rate? |
7,656 |
[view]
|
| 05/22/2008 |
I was approached by a company that automatically creates pdf flyers of Realtors (that I can designate) listings each week. I pay a fee to the company they email me the fliers then I deliver them to the Realtors. The fliers are co-branded. Is this a RESPA violation? |
598 |
[view]
|
| 05/22/2008 |
How do mortgage rates work? How are they set? |
965 |
[view]
|
| 05/22/2008 |
Is it true that when you apply for a mortgage that credit bureaus sell this data to other brokers as 24 Hour Mortgage Inquiry Leads? |
509 |
[view]
|
| 05/21/2008 |
I inquired with a loan officer about refinancing my home mortgage. Within a day I got a call from an appraiser to set up an appointmet. The appraiser came out and appraised my condo but I never got the loan. Now, four months later, I'm getting a "past due" notice from the appraiser saying I owe $350. Is this legal? Do I have to pay it? |
895 |
[view]
|
| 05/21/2008 |
Is a down payment generally determined by a percentage of the asking cost of a property? |
522 |
[view]
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