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Mortgage Loan Originator,  US Bank

Roseville,  California  95678
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"They need to abolish the 75% LTV within 5 years. Not only do most consumers not know about that requirement, even people in the mortgage industry are not aware of most MI companies requirements for it. That in of itself will get rid of most of the confusion."    View Comment
"I've come across a handful that are still in their Interest Only period with a low adjustable rate and simply don't want their payment to increase drastically - whether the 30 Year Fixed rate was in the 3's or 4's..."    View Comment
"I see $8,000+ seller credit if using the builders lender - that's not built into the price? You're a fool if you think for a second that it isn't and that this practice hasn't been going on for years with new construction..."    View Comment
" was in tears, laughing after reading this!!! Love it!!!"    View Comment
"We are $250 Billion+ in the hole (I'd suspect closer to $500 Billion)...we're not pulling the GSE's out of the market until it's something more quit dreaming otherwise... I'd prefer an all Privately-funded mortgage market, but I'm not sure that we'll see it for at least 5-10 years until the GSE's can recoup some of these staggering losses...(outside of the Jumbo market, of course)... And in all seriousness - when the Goal of Fannie and Freddie is to..."    View Comment
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