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Yvette Clermont
Mortgage Consultant,  Flagship Mortgage Corp
428 N Superior St., Ste 230
De Pere,  Wisconsin  54115
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"It is good news, not only for originators, but anyone who is paid based on services rendered, that a delay in implementation is being requested. Thank you, Committee for seeing the folly in pushing this regulation through without clear guidance for all involved."    View Comment
"With the improvements already made in underwriting standards, I'd like to see new data on the impact to loss ratios. As for the increase in FHA premiums; although it will not have a huge impact on borrowers monthly payments, it does impact FHA streamline refinances. This will make it difficult for FHA borrowersto take advantage of lower rates."    View Comment
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