"i think my prior post was a bit too long... so here's my basic question. are the following scenarios about as good as i can get for a mortgage in MD w/ credit score of about 705? just wondering if this broker is the one i should stick with for the moment or shop around some more. any info would be appreciated. 30 year fixed Loan amt $190K (5% down on $200K home) Interest rate 4.75% Orig. charge (broker's fee): $2,782 Points (+) / Credit (-): $-196 Est 3rd Party fees: $3,422 Total Closing..."    View Post

"I'm looking to buy a townhouse or SFH in MD with price range of around $175-225K. Middle credit score is 703 as of a couple weeks ago, and i plan on putting 5% down (or 3.5% if i go with FHA, but since we're not planning on being there more than 4-5 years max, i don't think i want to pay the UFMIP unless it means significantly lower interest rate). I've spoken with an Upfront Mortgage Broker, and the #s are as follows (based on 700+ credit): --------------------------------------..."    View Post