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Dave Porter
Porterworks

Washington
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"We have a historic opportunity to retrofit our existing housing stock by having lenders who have taken homes back to add energy improvements. Lenders are busy as heck with refinances but very, very few lenders are offering the EIM (Energy Improvement Mortgage) to add energy improvements to their homes. We need to start looking at the borrowers’ ability to repay based on PITI-UM (adding utilities and maintenance). Currently we don’t factor for energy costs that can be several hundred dollars a month..."    View Comment
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