| Date |
Question |
# Views |
|
| 09/15/2009 |
My co worker is relocating out of state and is wanting someone to take over payments of his home. How does this work? |
887 |
[view]
|
| 08/28/2009 |
Can I roll my closing cost into my mortgage payment? |
1,415 |
[view]
|
| 07/27/2009 |
What if you won a house and needed a loan to pay the taxes on it? YOu would cleary have a great equity position and no first mortgage. But equity loans tend have a substantially higher rate than first mortgages ...so would you be able to take out a first mortgage rather than an equity loan? |
364 |
[view]
|
| 07/27/2009 |
What are the benefits of paying down my principal with a lump sum? |
2,854 |
[view]
|
| 07/27/2009 |
Is it a good idea to modify your loan rather than refinance to cut down the closing cost? Especially if your are trying to reduce interest and lesson years to pay. |
2,151 |
[view]
|
| 07/14/2009 |
if i list my house for sale and get an offer for the litsting price or above do i have to accept the offer? |
725 |
[view]
|
| 07/06/2009 |
What kind of fiduciary or legal responsibilities do mortgage brokers have to their clients? |
462 |
[view]
|
| 07/01/2009 |
What does mls# mean? |
675 |
[view]
|
| 06/23/2009 |
How do i pay my real estate agent? is his fee included in the closing cost? |
2,110 |
[view]
|
| 06/16/2009 |
The owner of the house that I currently am renting has not been paying on their mortgage payments and I just received a notice of default on the door. Am I still obligated to pay them rent each month even though they haven't been paying the lender? |
1,352 |
[view]
|
| 06/11/2009 |
Is there any significant difference between FHA And VA loans? |
1,898 |
[view]
|
| 06/11/2009 |
We are currently showing our home as a FSBO, a buyer's agent has approached us with a possible offer and wants us to do a 24 hr listing at 4%. Is this wise to consider or any important questions to ask? |
454 |
[view]
|
| 06/10/2009 |
I am buying a house that is being sold by the owner. Where do we go to make the contract and tranfer the title? |
1,206 |
[view]
|
| 06/09/2009 |
In buying a new home, how are estimated closing cost determined? How are estimated prepaid items/reserves determined? |
2,706 |
[view]
|
| 06/03/2009 |
What is the purpose of Title Insurance? |
2,309 |
[view]
|
| 06/02/2009 |
Can I sell my house if i'm behind on my mortage? |
1,322 |
[view]
|
| 05/26/2009 |
Is a corner lot considered a good real estate purchase? |
920 |
[view]
|
| 05/22/2009 |
What type of employment verification is done when processing a mortgage loan? Is the employer Tax ID required and verified with the IRS? I have recently applied for a mortgage loan and left the company I worked for of 3 years and started my own small business. However, I have not been in business but 6 months. |
1,544 |
[view]
|
| 05/22/2009 |
Do I need a real estate agent to represent me in a short sale? |
598 |
[view]
|
| 05/21/2009 |
Is this the best time to purchase a house? |
1,419 |
[view]
|
| 05/21/2009 |
How can I get the resale value for my property? |
510 |
[view]
|
| 05/21/2009 |
If I find a home that is significantly below the appraised value can I borrow more money against the home on a first mortgage? |
2,089 |
[view]
|
| 05/14/2009 |
i have a first loan at 6.275% and second at 8.375%. Can I combine the loan into one at a lower rate? |
642 |
[view]
|
| 05/08/2009 |
How do I get in touch with someone to help me with the Hope for Homeowners? |
497 |
[view]
|
| 05/07/2009 |
What does non-conforming mean? |
1,500 |
[view]
|
| 05/07/2009 |
Who is eligible for the lowest interest rates ? |
1,604 |
[view]
|
| 05/06/2009 |
Can the previous owner rent from me if I buy their house on a short sale? |
1,289 |
[view]
|
| 04/29/2009 |
Is there a certain score my credit must be at before I will qualify to buy a house with no co-signer? |
1,512 |
[view]
|
| 04/24/2009 |
Would it be wise to get Pre-approved (not pre qualified) by more than 1 lender in order to compare the best rate? |
2,953 |
[view]
|
| 04/20/2009 |
How do you calculate the cost per $1000 for a loan, such as for a rate of 4.75%? |
1,575 |
[view]
|
| 04/20/2009 |
Is there a penalty if a mortgage is paid off early? |
1,963 |
[view]
|
| 04/09/2009 |
How do I find out about foreclosure auctions? |
973 |
[view]
|
| 04/02/2009 |
How many years do you need to keep personal financials? |
746 |
[view]
|
| 04/02/2009 |
What is an acceleration clause? |
1,124 |
[view]
|
| 04/02/2009 |
How do you change the terms of an adjustable rate mortgage? |
405 |
[view]
|
| 04/02/2009 |
If I get a home equity loan do I have to use it towards the house or can I use it to pay off other debt? |
241 |
[view]
|
| 04/01/2009 |
I want to refinance but the equity is only 10%. Is there better option to avoid 2nd mortgage. |
1,896 |
[view]
|
| 04/01/2009 |
We are selling our home ourselves and currently have 2 offers on it. What is the process for dealing with this? |
437 |
[view]
|
| 04/01/2009 |
Do i need to get title insurance when buying land only property?And what is title insurance for anyway? |
781 |
[view]
|
| 03/18/2009 |
What are the affets of hyperinflation on a mortgage? |
1,553 |
[view]
|
| 03/16/2009 |
Are there any advantages or disadvantages to the "Rent to Own" system when buying a home? |
670 |
[view]
|
| 03/16/2009 |
Homes in my area have decreased in value. How can I get my mortgage rewritten to its current value? |
2,749 |
[view]
|
| 03/16/2009 |
How can I get prequalified for a mortgage? |
1,412 |
[view]
|
| 02/16/2009 |
It seems like more companies are charging or raising the loan application fees. Why is this? |
1,493 |
[view]
|
| 02/16/2009 |
What does MLS mean? |
1,275 |
[view]
|
| 02/13/2009 |
What is a mortgage? |
512 |
[view]
|
| 02/13/2009 |
Do I have to include my home equity line if I refinance my home? If so, what happens if the two combined take me to 95 -100% of the home value - can I still refinance? |
1,661 |
[view]
|
| 02/12/2009 |
What is a deed in lieu of foreclosure? |
6,727 |
[view]
|
| 02/09/2009 |
Is the seller of a home required to have the septic tank pumped before the property can be transferred to the buyer? |
658 |
[view]
|
| 02/07/2009 |
Is the listed price of real estate negotiable? |
954 |
[view]
|
| 02/07/2009 |
What is a correspondent lender? |
7,000 |
[view]
|
| 02/06/2009 |
How do I find out who are direct lenders and mortgage brokers? |
1,002 |
[view]
|
| 11/17/2008 |
I am the owner of my home but i don't have the proof. Where can I get that paperwork from? |
1,491 |
[view]
|
| 11/13/2008 |
I inquired with three lenders about financing for a new home. Two of the rates being quoted are the same but the one is half a point lower than the other two. When I questioned the lender about this, he said the reason the rate is so much lower is because as a first time homebuyer the home I'm buying is located in an area of town that falls underneath the Community Reinvestment Act therefore I qualify fo a lower rate. This sounds to good to be true. Is this true? |
1,074 |
[view]
|
| 11/12/2008 |
What is a CV loan? |
1,593 |
[view]
|
| 11/11/2008 |
Is there ever a scenario where the APR is lower than the note rate? |
732 |
[view]
|
| 11/11/2008 |
If I exercise my right to rescind a mortgage, will I still be required to pay all the various fees that were assessed at closing (Bank Commitment Fee, Attorney's fee, lien search fees, etc)? |
1,521 |
[view]
|