| Date |
Question |
# Views |
|
| 11/17/2009 |
Can I refinance a home equity loan into a mortgage? |
163 |
[view]
|
| 11/05/2009 |
I would like to lower my mortgage payments by paying $50,000 toward it. How do I go about this? |
582 |
[view]
|
| 11/05/2009 |
i will be out of a job next month after 5 years will i qualify for a home loan on my unemployment check? |
469 |
[view]
|
| 11/03/2009 |
Where can I find prices and or charts for mortgage backed securities? |
224 |
[view]
|
| 11/03/2009 |
What are the advantage and disadvantages of using the preprinted sale contract? |
135 |
[view]
|
| 10/30/2009 |
My mother wants to put her house in my name. Do i have to pay inheratice tax or gift tax? |
207 |
[view]
|
| 10/30/2009 |
How can I have my mortgage company comply with request to complete a W9 form. I am receiving emergency financial assistance through American Recovery Act and Reinvestment Act funds and Chase since October 16 unable to give me a straight answer. The Federal Assistance I am receiving will be rescinded by 11/9 then I'll lose my house. I litterally and exhausted from hours and hours of phone calls. Please help me. |
154 |
[view]
|
| 10/30/2009 |
Should i notify my mortgage lender that I am strating get difficulties to pay payments? |
411 |
[view]
|
| 10/22/2009 |
I am refinancing my current mortgage to a fixed mortgage and my lender is asking me to get a H06 policy for 20 % of the appraised value. Questions Is the 20 % for the dwelling coverage ? This is a additional monthly expense which comes to around $400 |
835 |
[view]
|
| 10/08/2009 |
Can you do a short sale on a time share? |
122 |
[view]
|
| 09/29/2009 |
I understand I have to pay PMI until I have 20% equity in the property. My question is, in order to determine my equity for PMI, is it just the LTV ratio or do I have to pay off 20% of the loan? And if it is the LTV ratio, how do I get that assessed to get out of PMI? Do I just have to get it appraised or would I have to have it refinanced? |
145 |
[view]
|
| 09/25/2009 |
What do I do if a broker falsified my loan application and gave a mortgage loan I can not afford? |
142 |
[view]
|
| 09/23/2009 |
When checking for the current mortgage rates at MND, I see 'National Average' and 'Best Rates'. Where can I find the lenders that offer these best rates? I'm located in Kansas. |
120 |
[view]
|
| 09/23/2009 |
How much value does a garage add to a house? |
160 |
[view]
|
| 09/22/2009 |
At closing, does the buyer or seller typically pay the property taxes? |
155 |
[view]
|
| 09/15/2009 |
How can you find out more information about a home/property that is being auctioned prior to the auction? |
1,880 |
[view]
|
| 09/09/2009 |
How can I get a copy statment of my morage by internet? |
273 |
[view]
|
| 09/01/2009 |
Is it alright to let the sellor stay in the home at least 30 days after closing? They have agreed to pay the mortgage payments. What do I have to have them agree to & sign. |
781 |
[view]
|
| 09/01/2009 |
We are planning on selling our house which was appraised at $250,000 We bought the house for $355,000 and we put $100,000 down. We owe $220,000. Is there a way w can recoup our down payment? |
1,007 |
[view]
|
| 08/27/2009 |
Do I have to refinance to get a lower interest rate? |
808 |
[view]
|
| 08/24/2009 |
Do borrower and coborrower have the same obligations and rights over a property? |
758 |
[view]
|
| 08/20/2009 |
Besides what my Realtor is telling me... How do I find if the house has multiple offers??? My Realtor is pushing me to offer more because she said the house has multiple offers, but, I don't think so ... Thank you, Miha |
1,361 |
[view]
|
| 08/19/2009 |
When making offers at this time is it wise to make offers below asking price or above to make sure you get it? |
901 |
[view]
|
| 08/18/2009 |
What is an escrow account? |
702 |
[view]
|
| 08/18/2009 |
How do I transfer my home (which is paid for) to another family member ? |
310 |
[view]
|
| 08/14/2009 |
When buying a new home can a minor child be listed on the title instead of a spouse? |
426 |
[view]
|
| 08/14/2009 |
ln a short sale situation, am I responsible for the second motgage? |
982 |
[view]
|
| 08/14/2009 |
Has the current housing market changed the going commission rate for real estate agents? |
385 |
[view]
|
| 08/11/2009 |
I applied for a FHA loan to buy a house that was on the open market. The day before the date of the deadline on an extentsion, the title company found a lien against the house perventing the house from being sold to anyone until the money was paid off. I have invested a lot of time, and money. Is the broker responsible for reinburstment of my money? |
384 |
[view]
|
| 08/10/2009 |
Where can I find a list of banks that will work directly with trash out companies, or find a list of companies that are currently adding new vendors? |
2,349 |
[view]
|
| 08/06/2009 |
How can a mortgage broker do bpo work? |
275 |
[view]
|
| 08/04/2009 |
I have a friend who has a mortgage with Bank of America and everytime they pay extra toward their house payment they are charged $22 or $23. Why would this be? They have a fixed rate 30 or 20 year loan and are not behind on any payments. |
1,032 |
[view]
|
| 07/30/2009 |
My fiancee got deined by two banks because his 2008 taxes had alot of writeoffs (deductions). What should we do next about trying to obtain a loan for a home? |
1,276 |
[view]
|
| 07/29/2009 |
What is a mortgagee? |
442 |
[view]
|
| 07/29/2009 |
If I am behind in my payments can they take my escrow amount and apply that to my balance due? |
271 |
[view]
|
| 07/29/2009 |
Is there a difference between a mortgage being late 60 days vs 120 days in credit score? |
941 |
[view]
|
| 07/27/2009 |
What do I need to know before buying an owner financed home? |
740 |
[view]
|
| 07/23/2009 |
Can closing costs be financed into an FHA loan, or do they absolutely have to be paid at the time of closing? Or does this vary by lender? |
6,698 |
[view]
|
| 07/23/2009 |
What is a survey and what is the purpose? |
560 |
[view]
|
| 07/23/2009 |
Does your mortgage company have to notify you if they no longer own your loan. |
470 |
[view]
|
| 07/23/2009 |
What happens when a house is sold, but lines of credit are still owed. Do lines of credit have to be paid back in full or can you continue to make regular payments? |
350 |
[view]
|
| 07/23/2009 |
If I foreclose on my house, will I still be able to rent somewhere? |
358 |
[view]
|
| 07/23/2009 |
How do you determine the lender on a piece of property that has been abandoned? |
212 |
[view]
|
| 07/23/2009 |
Is it a good idea to modify your loan rather than refinance to cut down the closing cost? Especially if your are trying to reduce interest and lesson years to pay. |
2,151 |
[view]
|
| 07/22/2009 |
What are the benefits of paying down my principal with a lump sum? |
2,854 |
[view]
|
| 07/22/2009 |
Do I need a contract to lock in a rate? |
781 |
[view]
|
| 07/21/2009 |
Are there any other options for obtaining a mortgage if I do not qualify for an FHA loan and can only put 5% down? |
521 |
[view]
|
| 07/21/2009 |
What is the purpose of an "Underwriter" on a home sale. |
349 |
[view]
|
| 07/21/2009 |
My fiancee and I want to apply for a mortgage loan together... can both of our credit scores & salaries be taken into consideration and get approved for the loan, and purchase a home prior to marriage? |
267 |
[view]
|
| 07/20/2009 |
Can I refinance my second mortgage? |
617 |
[view]
|
| 07/20/2009 |
How does a realtor get paid a commission. If you have to do a short sale the money is not there for a commission. I want to contact a realtor for help with investment property and am willing if I have to to sell shortsale but I don't have extra cash for commission. Who pays it? |
1,660 |
[view]
|
| 07/20/2009 |
Is it possible to qualify for a home loan while being laid off from a job and drawing unemployment benefits? Also drawing SSI from a dependent child? |
1,496 |
[view]
|
| 07/19/2009 |
Can a realtor drive up the price of a property, by arranging to have family members or friends bid against you? |
230 |
[view]
|
| 07/19/2009 |
Can some explain the Fannie Mae HomeSaver Payment Forberance Program? |
1,491 |
[view]
|
| 07/19/2009 |
I have six acres with a house on it and financed through a mortgage company. I would like to sell just one acre, do i need to report it to the morgage company or just sell the one acre. |
424 |
[view]
|