| Date |
Question |
# Views |
|
| 09/10/2009 |
We are planning on selling our house which was appraised at $250,000 We bought the house for $355,000 and we put $100,000 down. We owe $220,000. Is there a way w can recoup our down payment? |
953 |
[view]
|
| 08/18/2009 |
Does it look like congress will extend th $8,000 first time home buyer credit beyond November 30,2009? |
3,739 |
[view]
|
| 07/31/2009 |
My fiancee got deined by two banks because his 2008 taxes had alot of writeoffs (deductions). What should we do next about trying to obtain a loan for a home? |
1,246 |
[view]
|
| 07/09/2009 |
What is the diffrence between points and pre-paid? |
6,076 |
[view]
|
| 07/06/2009 |
What happens to a lien if your home is repossessed? Thank you |
917 |
[view]
|
| 06/23/2009 |
There is a property that has gone into foreclosure. I have a buyer that would like to purchase this property but I cannot find a contact person with the bank to help us with the procedure. Can you tell me how I should go about getting a person that can either give me information on making an offer? |
2,203 |
[view]
|
| 05/15/2009 |
My old lender sold my note to another lender I do not want to be a client for. What can I do to refuse to be their customer? |
860 |
[view]
|
| 05/15/2009 |
Is it possible to get back a loan application charge if the bank backs off on a loan commitment (for any reason such as appraisal of home value is not to their expectations)? |
1,559 |
[view]
|
| 05/05/2009 |
Is there any way i can sell my mortgage note back to the bank? |
1,226 |
[view]
|
| 04/21/2009 |
Is there a penalty if a mortgage is paid off early? |
1,923 |
[view]
|
| 04/08/2009 |
Are home equity loan rates higher than regular mortgage rates? |
1,623 |
[view]
|
| 04/06/2009 |
What is the lowest and highest credit score ? |
2,169 |
[view]
|
| 04/02/2009 |
How is the FDIC funded? |
290 |
[view]
|
| 04/02/2009 |
What happens to a loan that is sold to a different institution? Why are loans sold? |
1,505 |
[view]
|
| 03/31/2009 |
My present home equity loan with an adjustable rate mortage runs out shortly. What then is my status with my current mortage holder. |
300 |
[view]
|
| 03/30/2009 |
What is the difference between Discount and Yield Spread Premium? |
3,606 |
[view]
|
| 03/24/2009 |
What is the proceedure to refinance? |
1,857 |
[view]
|
| 03/23/2009 |
I want to refinance my home and the appraisal came low can I
get another appraisal form another bank? |
1,285 |
[view]
|
| 03/22/2009 |
How long does it take to close on a loan? |
2,907 |
[view]
|
| 03/22/2009 |
Does each credit reporting agency give you a different credit score? How are they related? |
824 |
[view]
|
| 02/26/2009 |
My adjustable rate mortage runs out in within the next few months. What happens at that time with my present mortgage holder? |
993 |
[view]
|
| 02/24/2009 |
How can you find out if your mortgage was bought by either Fannie Mae or Freddie Mac ? |
5,179 |
[view]
|
| 02/23/2009 |
If someone wants out of a mortgage, how does the remaing partner go about assuming the rest of the mortgage in their name only? |
5,403 |
[view]
|
| 02/20/2009 |
When is the right time to refinance my mortgage? |
3,075 |
[view]
|
| 02/19/2009 |
What is the best way to add my son as a joint owner in a rental property I own? |
1,344 |
[view]
|
| 02/19/2009 |
What if I decide to just vacate the house and mail the keys to the mortgage bank? |
4,461 |
[view]
|
| 02/17/2009 |
What does it mean when you refer to a lenders pipeline? |
406 |
[view]
|
| 02/17/2009 |
It seems like more companies are charging or raising the loan application fees. Why is this? |
1,483 |
[view]
|
| 02/17/2009 |
What bonds effect mortgage rates? |
1,346 |
[view]
|
| 02/14/2009 |
Is it possible to get back a loan application charge if I back out of the loan before much is done? |
1,174 |
[view]
|
| 02/12/2009 |
Can anyone tell me how these high risk loans came into being? Who first created them? Was it legislation? Was it just a choice by one huge lender, which then caught on, or several little lenders, slowly creating a standard? I guess what i'm asking is who's big idea was this? thanks for your time |
1,236 |
[view]
|
| 02/11/2009 |
What are the advantages and disadvantages of getting a mortgage loan with a bank as opposed to a mortgage broker? |
6,680 |
[view]
|
| 02/11/2009 |
What is a GSE? |
1,383 |
[view]
|
| 02/10/2009 |
Can a real estate office that owns a inspection company have that company perform its inspections? |
425 |
[view]
|
| 02/08/2009 |
What can I do to improve my credit? |
1,105 |
[view]
|
| 02/07/2009 |
What is a correspondent lender? |
6,719 |
[view]
|
| 02/06/2009 |
We are making payments to a mortgage company for our house. We built the house on property that we owned outright because we paid cash for it. WOULD the mortgage company be interested in buying the land from us? |
723 |
[view]
|
| 02/06/2009 |
What is a lender talking about when they refer to their rate sheets? |
2,548 |
[view]
|
| 02/03/2009 |
Should there be any additional third party fees (lender, agent, attorney, etc.) outside of the good faith estimate? |
3,975 |
[view]
|
| 02/03/2009 |
I would like to find out if a transfer of ownership took place, but i don't know where to start looking. |
477 |
[view]
|
| 02/02/2009 |
What does nationalization of banks mean for stockholders of those banks? |
3,117 |
[view]
|
| 01/23/2009 |
What is the difference between depository based and secondary market based mortgage financing system? |
1,090 |
[view]
|
| 01/22/2009 |
What is a cash out refinance and why do mortgage interest rates increase for these types of loans? |
5,122 |
[view]
|
| 01/21/2009 |
What happens to a home mortgage is a lender goes bankrupt? |
3,305 |
[view]
|
| 01/06/2009 |
How will the Fed buying mortgage backed securities help the economy? |
3,506 |
[view]
|
| 12/23/2008 |
Why do mortgage rates vary around the country? |
1,484 |
[view]
|
| 12/19/2008 |
How does a FED rate cut affect a common man? |
1,360 |
[view]
|
| 12/16/2008 |
Why did this mortgage crisis happen? |
4,279 |
[view]
|
| 12/15/2008 |
If I have given an exclusive right to sell and decide not to sell my home, is the broker still entitled to a commission? |
2,241 |
[view]
|
| 12/15/2008 |
I live with my partner at the moment and i was wondering if my name could be put on the mortgage without having to remortgage the flat and at no extra cost? |
3,036 |
[view]
|
| 12/12/2008 |
What is the differnce between conventional loan and a fixed loan? |
2,742 |
[view]
|
| 12/12/2008 |
What happens when a real estate bubble bursts? What happened with other historical real estate bubbles? |
978 |
[view]
|
| 12/12/2008 |
Can you resind a mortgage closing on an investment property? |
794 |
[view]
|
| 12/10/2008 |
If I reduce the mortgage of my house, will the monthly payments will be reduced? |
4,320 |
[view]
|
| 12/09/2008 |
What happen when there is a run on the banks? |
524 |
[view]
|
| 12/09/2008 |
Are my taxes verified with the IRS when applying for a mortgage? |
916 |
[view]
|
| 12/09/2008 |
I have a commercial property that has two mortgages, one from a bank that is on time and the second is from the seller that is past due and is pushing for a foreclosure. How can I stop this and can he close my business down? |
676 |
[view]
|
| 11/24/2008 |
I have a mortgage in good standing and very good credit. I am worried however about the future of the company that owns my mortgage. What happens if the banking company that purchased my mortgage fails due to the current financial crisis? Will another company simply purchase my mortgage from the rubble of the the failed bank? |
1,049 |
[view]
|
| 11/21/2008 |
Whats the difference or relationship between mortgage brokers and mortgage originators? |
2,194 |
[view]
|
| 11/21/2008 |
How much money can a company make when selling the mortgage note? |
1,011 |
[view]
|
| 11/20/2008 |
Can you pay only to the principal and not on the interest when your mortgage is due? |
2,019 |
[view]
|
| 11/19/2008 |
Is it smart to keep paying extra to my principal each month? I pay an extra 175 a month to help cut down on my principal. I will not be staying in my house forever maybe 2-3 more years. |
10,867 |
[view]
|
| 11/18/2008 |
Is it true they can modify your loan toward value around your area. For example you owe 700k and the houses around you are only worth 300k, is it true they can modify it? |
1,630 |
[view]
|
| 11/14/2008 |
How do you make money selling a mortgage? |
1,299 |
[view]
|
| 11/13/2008 |
If a home is foreclosed on, how is the equity saved? |
469 |
[view]
|
| 11/10/2008 |
Can you have a property with a first mortgage with one bank, and the same property, with a second mortgage with another bank? |
295 |
[view]
|
| 11/07/2008 |
A previous question is "my mortgage company sold my mortgage, what does this mean?" In the answer, we are told mortgage reselling helps "keep mortgage rates low" and "helps fuel all facets of the ... economy in general." How is this true? Isn't mortgage reselling also helping to fuel the current financial crisis by encouraging an explosion of bad loans that have been resold quickly to unwary investors? |
645 |
[view]
|
| 11/07/2008 |
My mortgage company told me that my mortgage rate is based on the treasury bond rate. What does this mean and how do I know the rate if I have an adjustable rate mortgage? |
803 |
[view]
|
| 11/05/2008 |
Can I as a home owner sell my house to a friend and gift them part of my equity as their down payment?? I am from Wisconsin. |
629 |
[view]
|
| 11/05/2008 |
My neighbor is going to sell his house, how do I get an option to buy first? |
390 |
[view]
|
| 11/04/2008 |
My Q is how do you know which lender can give you the best mortgage rate and how much can you negotiate? Why do they need to do a credit check on you every time you apply to get a pre approval or an actual mortgage... does this not affect your beacon score for your credit rating?What is the best mortgage option for a single girl no commitments but needs to know what she is paying each month!?!
Thanks for all your help in advance! |
525 |
[view]
|
| 11/04/2008 |
What is the commission rate for realtors when selling only land, (no house)? |
896 |
[view]
|
| 11/04/2008 |
If I approach my mortgage company about a short sale, will my other creditors find out? |
565 |
[view]
|
| 09/30/2008 |
What is the best way to describe to a borrower what "upfront mortgage insurance premium" is and why it is charged with an FHA mortgage? |
708 |
[view]
|
| 09/30/2008 |
Will being a seasonal employee who gets unemployment two months out of the year, but works alot of overtime make it harder to get a mortgage loan vs. a salary employee who gets paid all year round, but maybe not make as much? |
590 |
[view]
|
| 09/30/2008 |
Is a lien considered to be second mortgage? |
344 |
[view]
|
| 09/30/2008 |
Do you have to disclose the yeild spread to borrowers on the HUD-1 in the state of Nevada, South Carolina and Maine? |
318 |
[view]
|
| 09/26/2008 |
What happens to my HELOC if my bank goes out of business? If the bank that carries my HELOC is on the brink of defaulting should I pull all of my funds out of the HELOC? What happens to the payment schedule? |
557 |
[view]
|
| 09/26/2008 |
Is it usually common for loan officers to keep in contact during the stages of the mortgage approval process. I always have to contact my loan officer. |
249 |
[view]
|
| 09/26/2008 |
I bought my 1st home in May 2005, I used the 1st and 2nd mortgage approach, Can I still recieve a home equity loan even though I already have a second mortgage? |
218 |
[view]
|
| 09/26/2008 |
What is Cross-Collateralized Mortgage loan? How does this work and what are the basic requirements for the same? How does this benefit and why one should go for a Cross Colateralized Mortgage? |
3,141 |
[view]
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