"Is the X-Mas Tree Income shown on the Federal Tax Returns (Schedule C or E)? Please let me know. I think we may be able to help you. kmethvin@lhfinancial.com Toll Free Direct: 1-800-536-1865 Thanks! Kevin Paul Methvin"
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"It sure is. The monthly is also an APR item."
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"Who holds their mortgage now (FHA, Fannie, Freddie, etc.)? If it's FHA, we can do a Stremline Refi where there is no income docs required and DTI is never an issue. Just an idea."
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"I apologize if my last comment came off a little harsh. We lend in 42 states, however, a majority of our business is here in CA and HI. It really depends on where you are. :) I completed a refinance on a two unit in San Francisco, CA last month and was able to get them a Super Conforming Loan for $800,000 at 5.125% paying only 1 Point. One of our L.O.'s is getting ready to fund a S.C. loan in Hawaii for $938,250.00!!! 1 Unit!"
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