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"This is some something else, just when you thought that they could not do anything else to hinder loan originations, here comes the rain. Nick, agree with you 100%, there should not be any problem with higher fees, if these Add On's got under control. Sometimes from a base rate to a final rate, things can increase 100BPS"    View Comment
"This activity may be a deceptive one, for example in NJ where most lenders have refrain from proceeding with Foreclosures due to their fear of what the NJ Supreme Court final ruling on lenders tactics have lowered the amount of home foreclosed in the last six months. With a shadow inventory of foreclosure filings ready to hit the counties right after any decision it will bring more pain to the market. It has been reported that many other states are in the same situation and perhaps in worse shape..."    View Comment
"Cindi, Righ on the money. I personally believe that a more hands on "common sense" underwritting should apply to the entire business. It is obious that the FICO score system was not the best indicator or future performance when use with such flexible loan requirements as "no docs" Stated Everything" type of loans and perhaps all we need to do is go back Old School and take care of business."    View Comment
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