What would be the best rate and closing cost for my scenario.

Everything can be verified, all documents ready to go.

Current loan = 405k WF, Basically I looking for 70%LVT or $620k whichever is the smallest upon appraisal. Fico 740+

For some reason the county is not showing but it is San Mateo County CA

Thanks for your help and advice.
Great site.

Send me your contact info and I can follow up with you to discuss. I may have a solution but need some more info. celliott@watermarkhomeloans.com.

No problem but first you might need to update your profile.

Who are you? What do you do? license?

Thank you

I think you may have a hard time cashing out on a home that you just bought 4 months ago. Why do you believe it was under market? For example, was the seller a relative who cut you a deal? I would think that it will be near impossible to cash out shortly after purchase without solid documentation for the increase in value.

So you are saying the same thing as my bank, that I have to wait 6 months. Ohh well, guess have to wait till 6 months.

What do I need to prove? The appraisal came in at well above to where I bought it, and the market in this area is at that price.

Yes I did get a deal from a friend that had to get out, quickly.

HI AL,

EMAIL ME and we can set up a time to go over all the details, I might be able to help U and I will send U all my info and programs:

• STATED INCOME LOANS GOOD RATES IN CALIFORNIA
• SUPER JUBMO TO 10 MILLION
• NO SEASONING CASH OUT
• FICO DOWN TO 500
• UNLIMITED PROPERTIES IN CA GOOD RATES

MANY MORE, THX

VONEPSLOANS@AOL.COM

Hi Sal,

I think this would be possible if you had a strong reason and proper documentation to show why you bought it below market. As long as the cash is being used to pay off some debt, I think Underwriting would make an exception.

Give me a call to discuss further or you can email me at jas4loans@gmail.com

Thanks

Jas

949-463-4070

I am a loan officer with Chase and being that its been since August that you posted this, please email me at gcgifoli@gmail.com.  I can help with your refinance or possibly home equity loan.

Thanks.