<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Mortgage Questions</title><link>http://www.mortgagenewsdaily.com/forums/36.aspx</link><description>Find mortgage related information, mortgage help and get answers to your mortgage related questions.</description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/88551.aspx</link><pubDate>Wed, 01 Jul 2009 02:16:36 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:88551</guid><dc:creator>Ryan Miller</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/88551.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=88551</wfw:commentRss><description>A select few lenders, including a top 20 lender, will allow for streamlines reguardless of credit score and no more than 1 x 30, although they encourage...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/87824.aspx</link><pubDate>Mon, 29 Jun 2009 15:38:37 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:87824</guid><dc:creator>Scott Westemeyer</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/87824.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=87824</wfw:commentRss><description>Summer, If you read over Freedom guidelines on their website, you&amp;#39;ll see that they only need to have 0 x 30 mortgage lates in the last year if the...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/87483.aspx</link><pubDate>Fri, 26 Jun 2009 22:21:10 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:87483</guid><dc:creator>summer.surana</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/87483.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=87483</wfw:commentRss><description>Hi All Please see below the requirements for FHA streamline refi with Freedom Mortgage. As per this scores need to be 500+ and no more than 1x30 late on...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/87163.aspx</link><pubDate>Fri, 26 Jun 2009 03:05:35 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:87163</guid><dc:creator>Kent Mikkola</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/87163.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=87163</wfw:commentRss><description>akaagassi: sometimes I just assume it b/c, well, you know, you&amp;#39;d think it&amp;#39;d be common sense Remember, there is nothing common about common sense...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86867.aspx</link><pubDate>Thu, 25 Jun 2009 14:39:52 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86867</guid><dc:creator>akaagassi</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86867.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86867</wfw:commentRss><description>Kent Mikkola: Where did you get the idea that a 12 month clean mortgage history was a requirement for a streamline refi? That is a cash out refi requirement...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86866.aspx</link><pubDate>Thu, 25 Jun 2009 14:39:44 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86866</guid><dc:creator>Scott Westemeyer</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86866.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86866</wfw:commentRss><description>Leave it to Kent, why do I even bother answering? To be fair, the daily emails I get from Freedom seem a little confusing on that point, but I looked it...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86839.aspx</link><pubDate>Thu, 25 Jun 2009 13:38:32 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86839</guid><dc:creator>Kent Mikkola</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86839.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86839</wfw:commentRss><description>akaagassi: Am I missing something here, Mr. Clean??? Maybe this: (found at http://www.fhaoutreach.gov/FHAHandbook/prod/infomap.asp?address=4155-1.6.C ...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86772.aspx</link><pubDate>Thu, 25 Jun 2009 08:30:49 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86772</guid><dc:creator>akaagassi</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86772.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86772</wfw:commentRss><description>Kent Mikkola: Freedom will do an FHA or VA streamline (IRRRL) if there is EITHER a 500+ score OR there is a 12 month mortgage history with no lates. You...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86593.aspx</link><pubDate>Wed, 24 Jun 2009 19:13:05 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86593</guid><dc:creator>Kent Mikkola</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86593.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86593</wfw:commentRss><description>Freedom will do an FHA or VA streamline (IRRRL) if there is EITHER a 500+ score OR there is a 12 month mortgage history with no lates. You are able to...</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86531.aspx</link><pubDate>Wed, 24 Jun 2009 17:50:37 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86531</guid><dc:creator>akaagassi</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86531.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86531</wfw:commentRss><description>FHA is not doing it as no 30 days in past 12 months is the requirement, therefore no one is doing it unless you want to lend your own money privately....</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86072.aspx</link><pubDate>Tue, 23 Jun 2009 18:30:51 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86072</guid><dc:creator>Scott Westemeyer</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86072.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86072</wfw:commentRss><description>Freedom was the last one i had been working with who didn&amp;#39;t require a credit report, but we still had to show a perfect 12 month mortgage history....</description></item><item><title>Re: FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86066.aspx</link><pubDate>Tue, 23 Jun 2009 18:23:48 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86066</guid><dc:creator>louis siqueiros</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86066.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86066</wfw:commentRss><description>no 30 day lates within 12 months is required on a streamline.</description></item><item><title>FHA Streamlines with 30 day lates</title><link>http://www.mortgagenewsdaily.com/forums/thread/86045.aspx</link><pubDate>Tue, 23 Jun 2009 18:04:38 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:86045</guid><dc:creator>Daryl Mitchell</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/86045.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&amp;PostID=86045</wfw:commentRss><description>I am a broker in Texas. Does anyone know of a lender out there doing FHA Streamlines that have 2 or more lates? Or with no credit score or history required...</description></item></channel></rss>