Mortgage Questionshttp://www.mortgagenewsdaily.com/forums/36.aspxFind mortgage related information, mortgage help and get answers to your mortgage related questions.enCommunityServer 2008 SP2 (Build: 31106.96)Mortgage Company Dictate Deductible on Insurancehttp://www.mortgagenewsdaily.com/forums/thread/119836.aspxThu, 19 Nov 2009 04:10:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:119836Anonymous3http://www.mortgagenewsdaily.com/forums/thread/119836.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=119836can a mortgage company dictate how much deductible you can have on you homeowners insurance.Locked 4.875 30y frm no points - is this too good to be true? I have not rec paperwork from lender yet but Appraisal was conductedhttp://www.mortgagenewsdaily.com/forums/thread/119671.aspxWed, 18 Nov 2009 15:49:18 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:119671Jes Fe3http://www.mortgagenewsdaily.com/forums/thread/119671.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=119671GrLoan Rate determined by property type?http://www.mortgagenewsdaily.com/forums/thread/120164.aspxFri, 20 Nov 2009 19:31:39 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:120164AP2http://www.mortgagenewsdaily.com/forums/thread/120164.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=120164For a given person (income, fico scores, lender, loan amount etc. being constant), is it true that the lender will charge higher interest rate if he buys...Just Locked a 30 Year Fixed Rate Mortgage at 5.375% No Pointshttp://www.mortgagenewsdaily.com/forums/thread/115993.aspxThu, 29 Oct 2009 02:13:51 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:115993mark Goldstein9http://www.mortgagenewsdaily.com/forums/thread/115993.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=115993I just locked a 30y fixed rate at 5.375% no points. But the national average is at 5%. How am I supposed to know if that rate is appropriate? Other lenders...Parent who Cosigns/Co-borrows a Loan Dieshttp://www.mortgagenewsdaily.com/forums/thread/119761.aspxWed, 18 Nov 2009 21:23:51 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:119761Anonymous1http://www.mortgagenewsdaily.com/forums/thread/119761.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=119761If a parent cosigns/co-borrows a loan with a child, what happens if the parent dies? Is the child responsible for any gift/estate tax on that home?Loan in Husbands Name who Passed Awayhttp://www.mortgagenewsdaily.com/forums/thread/119569.aspxTue, 17 Nov 2009 23:56:42 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:119569Anonymous2http://www.mortgagenewsdaily.com/forums/thread/119569.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=119569My Husband is the borrower of the loan for our house. I am on the deed but not the loan. He passed away and I cant make the payments. Am I anyway responsible...Goverment Assistance Programs for Refinancinghttp://www.mortgagenewsdaily.com/forums/thread/117915.aspxMon, 09 Nov 2009 00:24:53 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117915Anonymous1http://www.mortgagenewsdaily.com/forums/thread/117915.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117915Are there any goverment assistants to people wanting to refinanceWhich Pays Down a Loan Quicker?http://www.mortgagenewsdaily.com/forums/thread/117858.aspxSat, 07 Nov 2009 16:12:55 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117858Anonymous2http://www.mortgagenewsdaily.com/forums/thread/117858.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117858Which pays down a loan quicker - paing extra principle each month or paying one additional note each month?ARM to fixed rate legislation.http://www.mortgagenewsdaily.com/forums/thread/118315.aspxTue, 10 Nov 2009 19:49:11 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:118315James Smith2http://www.mortgagenewsdaily.com/forums/thread/118315.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=118315I have spoken with a few people that seem to think that there was some legislation passed that would allow some borrowers to convert to a fixed rate from...Married and Getting Paperwork for your Mortgagehttp://www.mortgagenewsdaily.com/forums/thread/117272.aspxWed, 04 Nov 2009 21:13:38 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117272Anonymous1http://www.mortgagenewsdaily.com/forums/thread/117272.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117272Hi how are you? When you are married and getting paperwork together for your mortgage. If the wife signs first is everything equal.First time buyer with 650 credit scorehttp://www.mortgagenewsdaily.com/forums/thread/118319.aspxTue, 10 Nov 2009 20:12:43 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:118319kyoto2http://www.mortgagenewsdaily.com/forums/thread/118319.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=118319I'm looking to buy a new house, i got my credit score and it is 656, and now i'm making 72K a year, last year filled my tax on 62k, already got...Stuck between a rock and an unfinished construction projecthttp://www.mortgagenewsdaily.com/forums/thread/118335.aspxTue, 10 Nov 2009 21:00:05 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:118335Kolorado1http://www.mortgagenewsdaily.com/forums/thread/118335.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=118335We started a DIY remodel and so far have turned a 4 bedroom/2.5 bath into a one bedroom/1 bath. Have been told that the house can not be appraised now...The Modified Loan will be Escrowed for Payment of Taxes and/or Insurancehttp://www.mortgagenewsdaily.com/forums/thread/118122.aspxTue, 10 Nov 2009 00:59:14 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:118122Anonymous1http://www.mortgagenewsdaily.com/forums/thread/118122.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=118122On my loan agreement it says The modified loan will be escrowed for payment of taxes and/or insurance.....what do you take from this? is it paying for...Stated Income Verified Assets Loan - SIVAhttp://www.mortgagenewsdaily.com/forums/thread/117881.aspxSat, 07 Nov 2009 19:52:16 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117881mickapoo6http://www.mortgagenewsdaily.com/forums/thread/117881.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117881Hello, i am self employed and have been running into problems obtaining financing on a new home because my tax returns don't show a lot of taxable...Just did a Streamline Refinance and Rates Have Gone Even Lowerhttp://www.mortgagenewsdaily.com/forums/thread/117887.aspxSat, 07 Nov 2009 22:14:53 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117887Anonymous1http://www.mortgagenewsdaily.com/forums/thread/117887.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117887We just did a streamline loan at 5.25. We did not have to pay anything. Rates have gone down are we able to refinace.again?Reputable Mortgage Companies for People that have Filed Bankruptcyhttp://www.mortgagenewsdaily.com/forums/thread/117463.aspxThu, 05 Nov 2009 17:28:55 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117463gabryell1http://www.mortgagenewsdaily.com/forums/thread/117463.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117463Reputable mortgage companies for people have filed bankruptcyRefinace our Home and let the Neighbors Take Over the Payments Instead of Owner Financinghttp://www.mortgagenewsdaily.com/forums/thread/117498.aspxThu, 05 Nov 2009 18:36:12 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117498Anonymous1http://www.mortgagenewsdaily.com/forums/thread/117498.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117498can we refinace our home and let the neighbors take over the payments instead of owner financingPMIhttp://www.mortgagenewsdaily.com/forums/thread/117794.aspxFri, 06 Nov 2009 20:41:23 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117794Christopher Rowe8http://www.mortgagenewsdaily.com/forums/thread/117794.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117794Question about PMI. I am purchasing a house at a discount to appraisal value. I am puting 16% down so of course I will have to pay PMI. My question is...I Have a House that My Husband Recieved in the Divorce, and now it is his BUT...http://www.mortgagenewsdaily.com/forums/thread/117736.aspxFri, 06 Nov 2009 17:27:22 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117736Anonymous3http://www.mortgagenewsdaily.com/forums/thread/117736.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117736I have house that my Husband recieved in the Divorce, and now it is his BUT the house is all in my name only. He has been asking off and on to put the...Experience with a Mortgage Loan Officerhttp://www.mortgagenewsdaily.com/forums/thread/117609.aspxFri, 06 Nov 2009 09:45:58 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117609Jack D5http://www.mortgagenewsdaily.com/forums/thread/117609.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117609I just want to know if the requirements from my mortgage loan officers are legitimate. I started the mortgage process in september and the closing date...refi plus with bank of america, ? on escrow http://www.mortgagenewsdaily.com/forums/thread/117412.aspxThu, 05 Nov 2009 15:35:33 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117412Chris Toth4http://www.mortgagenewsdaily.com/forums/thread/117412.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117412I currently have a 20 yrs loan with bank of america. Wanting to refi up to 30 yrs with the intention extra payments starting in July, taking me back to...B of A ARMhttp://www.mortgagenewsdaily.com/forums/thread/116149.aspxThu, 29 Oct 2009 15:38:53 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:116149Russell Porter7http://www.mortgagenewsdaily.com/forums/thread/116149.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=116149I have a 5 year ARM which is now serviced by B of A (about the 5th Mortgage co to hold the loan). The ARM is se to adjust for the 1st time in a few months...$8000 First time homeowner credithttp://www.mortgagenewsdaily.com/forums/thread/117558.aspxThu, 05 Nov 2009 23:40:21 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117558AP2http://www.mortgagenewsdaily.com/forums/thread/117558.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117558When the bill concerning extension of first time homeowner credit to April 2010 is signed, I heard that it increased the MAGI limits for singles and married...SURRENDER THE HOUSE?http://www.mortgagenewsdaily.com/forums/thread/117416.aspxThu, 05 Nov 2009 15:42:05 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:117416MARCELA GUTIERREZ3http://www.mortgagenewsdaily.com/forums/thread/117416.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=117416Hello, Bought a house in 2007. Note under my name since his credit was not so good. Divorced in 08-15-08. In divorce decree he got the house (equity) I...Looking for Broker/Real Estate Agent team for Homepath investment property in Tucson, Arizonahttp://www.mortgagenewsdaily.com/forums/thread/115843.aspxWed, 28 Oct 2009 16:50:02 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:115843Alan Heddings1http://www.mortgagenewsdaily.com/forums/thread/115843.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=36&PostID=115843My wife and I are interested in buying an investment property in the Tucson area. We live in the Seattle area. We are taking a vacation to Vegas Nov 14...