http://www.mortgagenewsdaily.com/forums/123.aspxGeneral MBS Discussion.enCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/forums/thread/44632.aspxSun, 18 Jan 2009 06:25:25 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:44632akaagassi0http://www.mortgagenewsdaily.com/forums/thread/44632.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=44632Clem Borkowski: I'm making t-shirts that say "tighten that spread". Clem, um...ha-hem...let's keep it PG-13 in herehttp://www.mortgagenewsdaily.com/forums/thread/44575.aspxSat, 17 Jan 2009 16:31:54 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:44575Kent Mikkola0http://www.mortgagenewsdaily.com/forums/thread/44575.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=44575Clem Borkowski: I'm making t-shirts that say "tighten that spread". I think I'll sell a million before anyone knows what I'm talking...http://www.mortgagenewsdaily.com/forums/thread/44549.aspxSat, 17 Jan 2009 06:21:27 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:44549Clem Borkowski0http://www.mortgagenewsdaily.com/forums/thread/44549.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=44549All I know at this point is the spread to Main street is to high and lenders/banks are making all the cash. And no matter how anyone paints it they are...http://www.mortgagenewsdaily.com/forums/thread/44351.aspxFri, 16 Jan 2009 17:01:52 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:44351Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/44351.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=44351Harlan, THAT is the answer that I really was looking for. I had no idea what the servicing premium was. (how much) and putting it into NPV obviously makes...http://www.mortgagenewsdaily.com/forums/thread/44329.aspxFri, 16 Jan 2009 16:24:21 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:44329Harlan Cooper0http://www.mortgagenewsdaily.com/forums/thread/44329.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=44329You're quite welcome!http://www.mortgagenewsdaily.com/forums/thread/44325.aspxFri, 16 Jan 2009 16:15:37 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:44325Ben Mabile0http://www.mortgagenewsdaily.com/forums/thread/44325.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=44325Mr. Cooper, In my 9 years I have never read a more complete comparison of wholesale, correspondent, and retail profit on a particular scenario. I really...http://www.mortgagenewsdaily.com/forums/thread/43334.aspxTue, 13 Jan 2009 12:40:54 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:43334Matthew Graham0http://www.mortgagenewsdaily.com/forums/thread/43334.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=43334Harlan, first of all, thanks for the response, and you are exactly right. Good to see another member with knowledge of the secondary. One thing we've...http://www.mortgagenewsdaily.com/forums/thread/43310.aspxTue, 13 Jan 2009 07:11:59 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:43310Adam Quinones0http://www.mortgagenewsdaily.com/forums/thread/43310.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=43310TWO WORDS: THINK TANKhttp://www.mortgagenewsdaily.com/forums/thread/42932.aspxSun, 11 Jan 2009 03:55:56 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:42932Harlan Cooper0http://www.mortgagenewsdaily.com/forums/thread/42932.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=42932Curt, As I mentioned in another thread, the interest rate on the underlying loans in a MBS is typically around 0.5% higher than the pass-through coupon...http://www.mortgagenewsdaily.com/forums/thread/42844.aspxSat, 10 Jan 2009 02:49:04 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:42844Mike King0http://www.mortgagenewsdaily.com/forums/thread/42844.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=42844I remember Matt saying that normal mark up or profit margin is 50 basis points or 16 ticks. Of course volume was twice what it is now. In todays market...http://www.mortgagenewsdaily.com/forums/thread/42286.aspxThu, 08 Jan 2009 05:42:53 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:42286Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/42286.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=42286okay, no takers here, well, looking at some of the prices of MBS, I am thoroughly confused as to market pricing today with the FNMA 4.5's at 102, and...http://www.mortgagenewsdaily.com/forums/thread/41884.aspxTue, 06 Jan 2009 23:00:29 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:41884Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/41884.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&PostID=41884Since we were talking about spreads quite a bit today, I'm curious if anyone has inside knowledge about what some typical "spreads" were...