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<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>MBS Discussion</title><link>http://www.mortgagenewsdaily.com/forums/123.aspx</link><description>General MBS Discussion.</description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>Rate for New Loan</title><link>http://www.mortgagenewsdaily.com/forums/thread/109602.aspx</link><pubDate>Mon, 28 Sep 2009 15:29:09 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:109602</guid><dc:creator>Rate Watcher</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/109602.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=109602</wfw:commentRss><description>I am looking for the Rate for 525k loan, California, FICO 790, 30 yr Fix, What is the rate, Discount Fee, Orig Fee etc to get 4.625?</description></item><item><title>Seeking an explanation: spread between mortgages and treasuries.</title><link>http://www.mortgagenewsdaily.com/forums/thread/117296.aspx</link><pubDate>Wed, 04 Nov 2009 23:24:31 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117296</guid><dc:creator>Gil Jauregui</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/117296.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=117296</wfw:commentRss><description>I have frequently heard commentators reference the spread between mortgages and treasuries. I believe they are referring to the yield on the 10 year treasuries...</description></item><item><title>MBS Payment Shortfalls ... Who is losing money?</title><link>http://www.mortgagenewsdaily.com/forums/thread/116662.aspx</link><pubDate>Mon, 02 Nov 2009 14:11:52 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:116662</guid><dc:creator>Ryan M</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/116662.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=116662</wfw:commentRss><description>I was hoping that someone here might be able to help answer a question that has been bothering me for a while. My understanding of the MBS flow of money...</description></item><item><title>Who's Buying?</title><link>http://www.mortgagenewsdaily.com/forums/thread/114947.aspx</link><pubDate>Fri, 23 Oct 2009 22:27:06 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:114947</guid><dc:creator>Reichert</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/114947.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=114947</wfw:commentRss><description>Can anyone turn me on to a source where I can monitor who is purchasing MBS&amp;#39;s? I heard today that the FED was the only one buying but it sounds like...</description></item><item><title>LIBOR 10 Year Swap</title><link>http://www.mortgagenewsdaily.com/forums/thread/87095.aspx</link><pubDate>Thu, 25 Jun 2009 22:18:55 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:87095</guid><dc:creator>Bryan Bledsoe</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/87095.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=87095</wfw:commentRss><description>Now that the treasury based HECM Reverse Mortgage is being eliminated by Fannie Mae we are left with the LIBOR product. The interest rate on the LIBOR...</description></item><item><title>what is TSY and MBS stand for?</title><link>http://www.mortgagenewsdaily.com/forums/thread/111277.aspx</link><pubDate>Tue, 06 Oct 2009 19:58:09 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:111277</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/111277.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=111277</wfw:commentRss><description>what is TSY and MBS stand for?</description></item><item><title>Lenders Offering the Lowest Rates</title><link>http://www.mortgagenewsdaily.com/forums/thread/74760.aspx</link><pubDate>Tue, 12 May 2009 17:56:30 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:74760</guid><dc:creator>Anonymous</dc:creator><slash:comments>11</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/74760.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=74760</wfw:commentRss><description>I have been reading your MBS Commentary daily to see what mortgage rates are doing. I am looking to refinance and have a credit score of 781, but when...</description></item><item><title>Suggestions on my refi</title><link>http://www.mortgagenewsdaily.com/forums/thread/109502.aspx</link><pubDate>Sun, 27 Sep 2009 09:19:21 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:109502</guid><dc:creator>Mike M</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/109502.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=109502</wfw:commentRss><description>Hi Guys... I&amp;#39;ve been following this site for a year or so (great info!), and now that it is coming time to re-fi, I think I will invite some suggestions...</description></item><item><title>30 Year Fixed Rate Mortgages</title><link>http://www.mortgagenewsdaily.com/forums/thread/74064.aspx</link><pubDate>Fri, 08 May 2009 13:40:17 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:74064</guid><dc:creator>B C</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/74064.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=74064</wfw:commentRss><description>Any predictions on where the 30 year fixed rate mortgages will end-up today, or within the next few days, considering the nonfarm payroll data released...</description></item><item><title>5/1 ARMs!</title><link>http://www.mortgagenewsdaily.com/forums/thread/78500.aspx</link><pubDate>Thu, 28 May 2009 20:11:19 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:78500</guid><dc:creator>KPSNY</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/78500.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=78500</wfw:commentRss><description>I just locked 2 customers at 4.25% 5/1 ARMs = .5 Rebate w .5% Orig. Along with New Higher Conforming Loan Limits... Sell it!</description></item><item><title>Interest Rate, MBS and TNotes?</title><link>http://www.mortgagenewsdaily.com/forums/thread/85619.aspx</link><pubDate>Mon, 22 Jun 2009 19:07:45 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:85619</guid><dc:creator>Karan Tandon</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/85619.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=85619</wfw:commentRss><description>Guys, I am trying to understand the current changes in mortgage interest rate and its relation with MBS and T-Notes. I was reading different articles,...</description></item><item><title>TBW Payments Where-When?   HUD</title><link>http://www.mortgagenewsdaily.com/forums/thread/101006.aspx</link><pubDate>Mon, 17 Aug 2009 20:42:49 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:101006</guid><dc:creator>r douglas</dc:creator><slash:comments>5</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/101006.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=101006</wfw:commentRss><description>TBW phone line is referring everyone to HUD Housing Urban Development at 888.297.8685 however there is dead silence when calling this number. Anyone have...</description></item><item><title>Wells Fargo Short Sale Experience</title><link>http://www.mortgagenewsdaily.com/forums/thread/100305.aspx</link><pubDate>Fri, 14 Aug 2009 01:23:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:100305</guid><dc:creator>Glenn Fleisher</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/100305.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=100305</wfw:commentRss><description>Anyone had any experience with short sales with Wells Fargo? Successes? Thoughts?</description></item><item><title>Where can I find data/charts for FNMA, etc.?</title><link>http://www.mortgagenewsdaily.com/forums/thread/88730.aspx</link><pubDate>Wed, 01 Jul 2009 16:09:47 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:88730</guid><dc:creator>Rob Neitzel</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/88730.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=88730</wfw:commentRss><description>Hi All, I watch the latest numbers (FNMA 4.5, etc.) on the Mortgage Rates home page, but am wondering where I can go to find the historical data or charts...</description></item><item><title>Trading  MBS</title><link>http://www.mortgagenewsdaily.com/forums/thread/79995.aspx</link><pubDate>Thu, 04 Jun 2009 02:03:42 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:79995</guid><dc:creator>Brian Steeves</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/79995.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=79995</wfw:commentRss><description>Hey everyone, I am curious as to how the average investor can gain exposure to MBS. I know there are a few ETF&amp;#39;s and general bond funds, but is it...</description></item><item><title>Subordinating 2nd mortgage</title><link>http://www.mortgagenewsdaily.com/forums/thread/54595.aspx</link><pubDate>Wed, 25 Feb 2009 08:01:03 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:54595</guid><dc:creator>Sri</dc:creator><slash:comments>33</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/54595.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=54595</wfw:commentRss><description>Hi I have 2 mortgages. Is it possible to subordinate the second mortgage and refi just the first one? 1st mortgage is about 78% of the home value and 2nd...</description></item><item><title>Reverse mortgage property elegibilty</title><link>http://www.mortgagenewsdaily.com/forums/thread/66438.aspx</link><pubDate>Tue, 07 Apr 2009 20:53:33 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:66438</guid><dc:creator>sandy green</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/66438.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=66438</wfw:commentRss><description>We live on 20 acres that we pay agriculture taxes on. We have 2 homes, both my husband and I qualify for the reverse mortgage becuase of our ages. We also...</description></item><item><title>Non-Occupant Co-Borrower</title><link>http://www.mortgagenewsdaily.com/forums/thread/74476.aspx</link><pubDate>Mon, 11 May 2009 18:44:44 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:74476</guid><dc:creator>Matthew  Albano</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/74476.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=74476</wfw:commentRss><description>Anyone know of any programs/lender that allow for an non - occupant co - borrower? Rate/term refi 740+ fico 65cltv.</description></item><item><title>Underwriters cutting appraisal values?</title><link>http://www.mortgagenewsdaily.com/forums/thread/64685.aspx</link><pubDate>Tue, 31 Mar 2009 17:02:09 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:64685</guid><dc:creator>Refinancer</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/64685.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=64685</wfw:commentRss><description>Anyone else having problems with appraisals not being taken at face value? I have a $171k first mortgage and $9k home equity loan, and I have plans and...</description></item><item><title>2009 Temporary High Balance Limits</title><link>http://www.mortgagenewsdaily.com/forums/thread/73746.aspx</link><pubDate>Thu, 07 May 2009 14:03:29 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:73746</guid><dc:creator>Donald Anderson</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/73746.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=73746</wfw:commentRss><description>Has anyone noticed the new temporary 2009 High Limit ($729,500) being offered by any lenders, and if so who? Furthermore do any AE&amp;#39;s or MBS/Secondary...</description></item><item><title>Any portfolio NOO lenders still out there?</title><link>http://www.mortgagenewsdaily.com/forums/thread/64348.aspx</link><pubDate>Mon, 30 Mar 2009 16:18:15 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:64348</guid><dc:creator>Steven Bote</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/64348.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=64348</wfw:commentRss><description>I know Frannie&amp;#39;s pricing is super-expensive, but does anyone know of any [maybe more local] sources that specialize in NOO with pre-2008 pricing?</description></item><item><title>Fed is net seller?</title><link>http://www.mortgagenewsdaily.com/forums/thread/73263.aspx</link><pubDate>Wed, 06 May 2009 03:01:09 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:73263</guid><dc:creator>Richard H</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/73263.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=73263</wfw:commentRss><description>On the last week of April the Fed was net seller of MBS? why?</description></item><item><title>Mark To Market Change - How is that going to effect MBS?</title><link>http://www.mortgagenewsdaily.com/forums/thread/65083.aspx</link><pubDate>Wed, 01 Apr 2009 20:42:33 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:65083</guid><dc:creator>Paul Proffitt</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/65083.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=65083</wfw:commentRss><description>There is a vote tomorrow to change Mark to Market accounting and it looks like it will pass. How is that going to effect the MBS Markets?</description></item><item><title>Lender runs out of funds??? Fellow LO would like some insight...</title><link>http://www.mortgagenewsdaily.com/forums/thread/47911.aspx</link><pubDate>Fri, 30 Jan 2009 20:02:53 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:47911</guid><dc:creator>Eric  Marley</dc:creator><slash:comments>15</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/47911.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=123&amp;PostID=47911</wfw:commentRss><description>Has anyone heard of banks not having money to fund loans?? A co-worker of mine is CTC on a purchase that was scheduled for today.. Interbank..(Lender)...</description></item></channel></rss>