Register or Sign in        Email This Page     Link To This Page    
Visit MND at MBA in NYC!
75,356
# of Subscribers

You do not have permission to post in these forums.  Join Now or Sign In to post.

Page 1 of 1 (3 items)
Post Statistics: 369 Views, 2 Replies
Latest Post: Wed, Feb 10 2010 5:09 PM by Jan Van Petten
  • Wed, Feb 10 2010 5:05 PM
    Legality of a Rental

    I hope someone can give me some advice.  I purchased a house with my mother as the primary mortgage holder.  My name was on the deed as the secondary owner, until it was refinanced in 2006.  No one informed me that my name was taken off of the deed until I tried to buy the house in 2008. 

    I moved out when the bank canceled my application.  They did not even bother to tell me. I bought the house with the money from my grandmother's death in 1999.  I lived in the house for 10 years, paid all mortgage payments and utilities, but everything was in my mother's name.  Since I did not get the mortgage from the bank I had been paying for almost 10 years, I moved out. i still possess the mortgage coupon book with my name on it.

    Now I find out that my mother is renting the house.  She changed the locks on my house and either sold or threw out my personal belongings that were left in the house.  She claimed I had 30 days to get rid of 10 years of things.  She does not speak to me now, as though I intentionally "gave up" the house to her.  This was never the case.  I had been ill, and needed time to recuperate before emptying the house of all of my things.  I had planned to put everything in storage.  Now I have none of those possessions. 

    My questions is, do I have any recourse concerning the purchase of the house?  I feel that it is totally unfair that she "took" my house and is making a profit from its rental.  I need a larger living space, as I could only afford to move to a 2 bedroom apartment at the time. Who would I need to speak to?

  • Wed, Feb 10 2010 5:09 PM

    This sounds like you need to speak with an attorney and have them do a title serach to find out when you owned the property - and if you are still on the deed or title to the property.

     - View My Profile
    Mortgage Loan Consultant
    MetLife Home Loans
    jhvb51@gmail.com
    (203) 341-6949
  • Wed, Feb 10 2010 5:09 PM

    You cannot be removed from the deed on a home unless YOU sign papers to do so.  If it was done without your knowledge, consult an attorney, someone has forged your name.

     

     

     

     - View My Profile
    Mortgage Loan Officer
    Regions Bank Mortgage
    jan.vanpetten@regions.com
    (251) 654-1409
Page 1 of 1 (3 items)
X
Track Mortgage Rates Daily with our Free Daily Rate Updates. There are several ways to follow daily rate movements, including:
Email Address:   Zip Code:  
RSS - Subscribe to our Daily Rate Update RSS Feed.
Twitter - Follow our Daily Rate Update on Twitter.
Facebook - Follow our Daily Rate Update on Facebook.
Bookmark - Bookmark our rates page and visit daily for updates.
Mobile Apps - There's an App for this too. Learn more about our Mobile Apps.