We were offered a 60 day rate lock while refinancing our VA loan. The process took 10 weeks longer than expected. At closing we noticed a huge charge and inquired. We were told that 6 lock-in extensions were necessary and that we were being charged for 3 of them at a cost of over $2000.00. Are 6 extension fees in a 10 week period normal? And what is the average cost for an extension?

If the extensions were due to delays beyond the control of the lender, it is reasonable that you might have to pay for extensions to keep the rate that you originally agreed to.

What is not reasonable is this: "At closing we noticed a huge charge and inquired." You should have been informed that you were incurring these extension fees and they should have been disclosed prior to closing. To find out at closing that you needed to pay $2,000 more than you were originally told is inexcusable.

I agree with Harlan.  Your originator should have been keeping you informed as to the need to extend each time and the cost of doing so. 

You should have fired them after 4 weeks and Fired them again for not telling you about the rate extension fees and surprising you at closing.

I agree, you should have known that this was coming. The reasoning behind failure to close isn't clear from your post, but it IS clear that this should have been dislcosed to you BEFORE closing.  

Rate lock extensions are available in multiple increments - usually the loan officer takes the shortest possible that he or she expects will do the trick - for instance, if he or she thinks that it will only take 15 more days to close, there is no reason to extend for 60. If the delays in your loan were ongoing or unexpected, it is quite possible that there would be 6 extensions.

The cost of extending varies by investor, type of loan, type of lender, etc . . . usually extensions cost between .01% - .05% of the loan amount per day - that is, on a $100,000 loan, it would cost between $10 and $50 per day to extend the lock. On a $200,000 loan between $20 and $100 per day . . . etc.