Mortgage News Daily

Loan Scenario: NY, $240,000, 740, 80% LTV, Purchase

Roy Stagner — Tue, 21 May 2013 18:50:29 GMT

Loan Scenario

Loan State: New York
Loan County: Suffolk
Loan Type: Purchase
Loan Amount: $240,000
Property Value: $300,000
LTV: 80%
FICO: 740
DTI: 49
Occupancy Type: Owner-Occupied
Property Type: Single Family Residence

Young couple with both excellent credit. The issue is the the soon to be husband has been W2 for prior 2 years, and just took a 1099 job. He...

What are today's homebuyers looking for?

Jean LeBlanc — Tue, 21 May 2013 17:14:04 GMT

Today's buyers look a bit different from those a decade or so ago. Their must-haves are different. Luxury McMansions don't interest them - but...

FHA refinancing option

Apoli — Tue, 21 May 2013 05:39:32 GMT

I refinanced back in 2010 at 4.375% (FHA 30 yr; loan amount 565k). Would it be convenient for me to refinance again considering the interest rates are...

Learn tips to entice readers to open your emails

Jean LeBlanc — Mon, 20 May 2013 16:21:57 GMT

If you prospect or nurture leads or clients via emails, you know how frustrating it can be to be heard. Learn words to avoid, how to create better subject...

Bank of America Sells Mortgage Service Rights

Simon Campbell — Mon, 20 May 2013 13:09:45 GMT

Due to the decline in the lucrativeness of the mortgage servicing business, Bank of America and other major lenders such as Wells Fargo are scaling back...

Loan Scenario: AL, Purchase

dwayne dwayne — Mon, 20 May 2013 12:55:48 GMT

Loan Scenario

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Loan State: Alabama
Loan County: Autauga
Loan Type: Purchase
Loan Amount: ---
Property Value: ---
LTV: ---
FICO: ---
DTI: ---
Occupancy Type: Owner-Occupied
Property Type: Single Family Residence

Personal Loan Application Personal Loans Easy was established to provide access to quick personal loans for our customers to accommodate a variety...

Loan Scenario: MD, $120,000, 790, 69% LTV, Purchase

Hamid Hadi — Fri, 17 May 2013 12:58:22 GMT

Loan Scenario

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Loan State: Maryland
Loan County: Montgomery
Loan Type: Purchase
Loan Amount: $120,000
Property Value: $175,000
LTV: 69%
FICO: 790
DTI: 37
Occupancy Type: Non-Owner Occupied
Property Type: Condo

Hello, I am looking for 15 years loan on an investment condo in Montgomery MD. We have a good credit and putting down $55K. Please let me know...

We have direct providers of Fresh Cut BG, SBLC and MTN

Florido Marin — Fri, 17 May 2013 00:44:58 GMT

Dear Sir/Ma We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading...

Are your clients finding YOU on their mobiles?

Jean LeBlanc — Thu, 16 May 2013 23:19:58 GMT

Mobile marketing has opened up a new world of sales opportunities, from SMS texting and QR codes, to display and location-based advertising and new app...

80/10/10 options

Pablo Toro — Fri, 11 Mar 2011 19:24:31 GMT

I'm hearing some noise about 80/10's coming back in the market. Anyone know which investors are offering this? The only outlet we have for 2nds...

Mortgage Branch Opportunities with Full Eagle Mortgage Banker

Justin Fitzhugh — Mon, 13 May 2013 06:36:09 GMT

As a full eagle lender, we are uniquely positioned to deliver fast underwriting; we average 24-hours turnaround times and 28-day closing times. Our underwriting...

Fresh Cut BG, SBLC and MTN which are specifically for lease

Michel Combaluzier — Sat, 11 May 2013 03:07:29 GMT

Dear Sir/Ma, We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading...

Have you gone mobile with your marketing?

Jean LeBlanc — Thu, 09 May 2013 22:19:34 GMT

How does your website function on smartphones or tablets? Chances are, not well. And since most online searching and shopping nowadays is on mobile devices...

Mortgage Branch Opportunities for Fed and Non Federally Chartered Institutions

Adam Finkelstein — Thu, 09 May 2013 20:40:02 GMT

Is your lender not giving you proper service anymore? Has your turn-times on loans been getting worse and worse? Are you losing loans due to lack of products...

Optimize the sales funnel to gain future loan clients

Jean LeBlanc — Tue, 07 May 2013 22:15:05 GMT

As a coach for your sales team, you need to ensure that your sales team a) understands each stage of the sales funnel and b) has plenty of tools to help...

FHA Loan Changes Could Cost Borrowers Thousands

Simon Campbell — Tue, 07 May 2013 13:26:10 GMT

If you are looking for a loan with a low down payment, then a FHA loan may be the ticket (3.5% minimum down) but there are changes that are coming in April...

How to know if you can afford the mortgage.

Simon Campbell — Tue, 07 May 2013 13:23:12 GMT

Lenders are not so much interested in whether you are working or retired. They want to make sure that you have the finances to pay the mortgage. This income...

BG/SBLC FOR LEASE

Sorin Lassmann — Tue, 07 May 2013 09:40:30 GMT

Fresh Cut BG / SBLC, MTN Specifically for Lease @ (5.0 0.5 X)%. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected...

Loan Scenario: OR, $341,000, 780, 97% LTV, Refinance (Rate and Term)

John Ayres — Thu, 25 Apr 2013 02:33:05 GMT

Loan Scenario

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Loan State: Oregon
Loan County: Deschutes
Loan Type: Refinance (Rate and Term)
Loan Amount: $341,000
Property Value: $352,000
LTV: 97%
FICO: 780
DTI: ---
Occupancy Type: Owner-Occupied
Property Type: Single Family Residence

WHERE IS MY PREVIOUS POST?

Loan Scenario: CA, $641,500, 745, 80% LTV, Purchase

Charlie Mason — Thu, 02 May 2013 17:23:59 GMT

Loan Scenario

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Loan State: California
Loan County: San Diego
Loan Type: Purchase
Loan Amount: $641,500
Property Value: $801,900
LTV: 80%
FICO: 745
DTI: 38
Occupancy Type: Owner-Occupied
Property Type: Single Family Residence

Borrower has 5 financed properties. I'm looking for a non agency jumbo that will allow more than 4 financed props. Thanks,

Use the sales funnel to close more loans

Jean LeBlanc — Tue, 30 Apr 2013 16:19:54 GMT

Does your sales team have different sales tools & techniques for a potential borrower who's just started loan shopping vs. a prequalified borrower...

New Loan Modification Program

Simon Campbell — Tue, 30 Apr 2013 12:16:47 GMT

The Federal Housing Finance Agency has launched a new loan modification program for Freddie Mac and Fannie Mae loans. It is called the Streamlined Modification...

BANK FINANCIAL INSTRUMENTS FOR LEASE

Jacob Farnholt — Fri, 01 Mar 2013 15:10:48 GMT

Our area of expertise is providing direct and geniune provider of BG, SBLC, MTN, CD,LC , Non collateral loan, confirmable Bank Draft and other financial...