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<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Better Know the Cost to Produce a Loan; Smoldering Non-agency Security Market; LO Earnings</title><link>http://www.mortgagenewsdaily.com/channels/pipelinepress/02222013-picasso-s-napkin-lo-earnings.aspx</link><description>Do you know what it costs your company to produce a loan? I hope so, because if the president of a lender wants to do more business in 2013 , or merely to maintain market share, they're going to need to know the cost to produce a loan since margins are</description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>re: Better Know the Cost to Produce a Loan; Smoldering Non-agency Security Market; LO Earnings</title><link>http://www.mortgagenewsdaily.com/channels/pipelinepress/02222013-picasso-s-napkin-lo-earnings.aspx#297141</link><pubDate>Fri, 22 Feb 2013 18:01:37 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:297141</guid><dc:creator>S Reichert</dc:creator><description>Great article, smartly written and easy to understand.  I&amp;#39;ve worked as a manager at a large credit union who had recently increased volume because others have left the game. They did not know what it costs to produce and loan and it was something I was pushing them intently to do.  Recently, I made a transition to a bank and it&amp;#39;s a very different story.  They are well aware of the cost to produce a single loan. Efficiency will be the key going into next year. 
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