http://www.mortgagenewsdaily.com/channels/pipelinepress/01162013-bexil-mortgage-jobs-debt.aspx" Total debt service payments as percentage of disposable income have fallen from a peak of 14.1% in 7/07 to just 10.6% today, a level last seen in 10/93; a decline of 25%. This is due to a combination of low interest rates , rising disposable incomeenCommunityServer 2008 SP2 (Build: 31106.96)