Comments on Non-agency Modifications and Stated Loans; Investors Examine Who is Refinancing; A Buyer for Servicinghttp://www.mortgagenewsdaily.com/channels/pipelinepress/12212012-loan-servicing-christmas-joke.aspxThe good news is that we've survived. The bad news is that we're still seemingly reliant upon politicians in Washington. But for the moment, go back to 7th grade science! The December solstice (today) occurs when the sun reaches its most southerly declinationenCommunityServer 2008 SP2 (Build: 31106.96)