http://www.mortgagenewsdaily.com/1252006_Homebuying_Marriage.aspA young relative called over the long weekend. He had just made an offer on a house and wanted advice about inspections and other details. We had been in e-mail touch for several weeks as he worked through his mortgage pre-approval, structured the offerenCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/1252006_Homebuying_Marriage.asp#8215Sun, 15 Apr 2007 11:00:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:8215AnonymousMy boyfriend &amp; I of 6 years, just purchased a house together. He has cold feet about marriage, but loves me and want to be with me forever and says this is a great investment for our future. I agree and think a marriage would be a great investment as well. But, my question is: what are each of our legal right as an unmarried couple toward this home? What would happen if God forbid we were to break up? Who is responsible for the home and financing?<div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=8215" width="1" height="1">http://www.mortgagenewsdaily.com/1252006_Homebuying_Marriage.asp#8212Thu, 07 Dec 2006 13:00:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:8212JoshuaWell, I thought I had it all figured out. My girlfriend just moved in and, as a gesture of committment to our relationship, I wanted to gift her part ownership of my condo and devise an arrangement where she would increasingly gain ownership as she made payments toward the mortgage. This article made it clear there are many other angles to this agreement that I need to think and learn about. Anyone know a good RE lawyer?<div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=8212" width="1" height="1">http://www.mortgagenewsdaily.com/1252006_Homebuying_Marriage.asp#8214Wed, 06 Dec 2006 13:00:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:8214angela barney Good food for thought! As an experienced Realtor I have seen buyers put only one person on the note and yet had 2 on the deed-I have always thought this was a bad idea and now I can show several different instances instead of the obvious (you 2 might not make it) scenario. <div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=8214" width="1" height="1">http://www.mortgagenewsdaily.com/1252006_Homebuying_Marriage.asp#8213Wed, 06 Dec 2006 13:00:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:8213JD RawcliffeAs a gay attorney in Westchester County, I have negotiated many home purchases for SOs. I always put both parties on both the deed and the note, avoiding triggering the &quot;due on sale&quot; at the first death. To replicate the protections afforded by Tenancy by the Entirety available to married people, my clients usually take title as Joint Tenants, automatically inheriting the deceased partner&#39;s interest and avoiding estate problems. Joint Tenants must agree on a sale, one cannot sell his interest.<div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=8213" width="1" height="1">http://www.mortgagenewsdaily.com/1252006_Homebuying_Marriage.asp#8211Tue, 05 Dec 2006 13:00:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:8211WendyInDCThank you so much for this timely topic. As a gay woman about to purchase a home with my partner of three years, this is a very real issue for us right now. Unfortunately, we don&#39;t have the option of marriage, so we&#39;re trying to do everything we can to protect ourselves legally. If we could just get married, it would be a lot easier, but lawmakers are too bent on protecting the &quot;institution&quot; of marriage. With a 50% divorce rate, however, I&#39;m not really sure what they&#39;re protecting. ,0(<div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=8211" width="1" height="1">