http://www.mortgagenewsdaily.com/01102013_homeowership_mortgages.aspDespite the concern over the last few years about the number of homeowners who owe more on their mortgages than their homes are worth, it turns out that nearly one third of owner-occupied homes in American have no mortgages at all. In a recent study usingenCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/01102013_homeowership_mortgages.asp#302421Tue, 02 Apr 2013 16:03:08 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:302421Jhon ChenaThe interest rates and fees are all determined based upon home value and what loan you decide to go with. I know a lender that is very competitive in regards to rates and fees. http://www.reversemortgagelendersdirect.com/reverse-mortgage-information/ <div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=302421" width="1" height="1">