MBA Notes Big Improvements in Foreclosure Starts and Delinquencieshttp://www.mortgagenewsdaily.com/11152012_delinquencies_foreclosures.aspThe percentage of loans in foreclosure dropped 20 basis points (bps) on a seasonally adjusted basis in the third quarter of 2012 from the second quarter and was down 36 bps from the third quarter of 2011 according to the National Delinquency Survey ,enCommunityServer 2008 SP2 (Build: 31106.96)