http://www.mortgagenewsdaily.com/492008_Rate_Cuts_Borrowers.aspDallas Fed President Richard Fisher said the rate cuts delivered by the Federal Reserve have not been fully passed on to borrowers during a speech in San Antonio, Texas. Fisher said "breakdowns" in regulation contributed to the current crisis and thatenCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/492008_Rate_Cuts_Borrowers.asp#14056Thu, 10 Apr 2008 11:00:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:14056lumberbrokerDuhhhhhhhhh...the net change to real estate loans since the Fed started hacking is essentially zero!! What&#39;s even worse now? because now nobody wants to lend a dime to anyone less than the top 2% of the buying population...the problems are going to really start to pile up! You guys (banks and real estate lending industry)caused it, and now you guys are causing it to continue... Give me a week as a CEO and I&#39;ll fix it for ya...it&#39;s not brain surgery we are talking about here. PEOPLE WANT TO BUY HOUSES...PEOPLE WILL COME OUT OF THE WOOD WORK FOR A 4.99% 30 FIXED MORTGAGE. Hello....Mc-FLYYYYYYY!!!?????<div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=14056" width="1" height="1">