http://www.mortgagenewsdaily.com/10262006_Mortgage_Rates.aspAfter surging a bit during the week ended October 12, mortgage rates barely moved according to the Primary Mortgage Market Survey conducted by Freddie Mac for the week ended October 19. The Mortgage Bankers Association released the results of their MortgageenCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/10262006_Mortgage_Rates.asp#13674Fri, 27 Oct 2006 11:00:00 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:13674NY BANKER/BROKER&quot;Points and fees were unchanged at 0.5.&quot; ??? Are we talking discount for the quoted rates or actual FEES here? I guess competition is driving down the profitability per loan in this business. Please people, let&#39;s not cut our own legs out from under us. Have some decency and self-respect and charge accordingly for your well-deserving services. You are what you earn.<div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=13674" width="1" height="1">