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<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp</link><description>While traditional one-stud-at-a-time construction remains the norm, a potential build-it-myselfer would do well to check out options to make those dreams come true.</description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11498</link><pubDate>Tue, 17 Jun 2008 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11498</guid><dc:creator>Anonymous</dc:creator><description>I see comments from obvious stick built contractors on here hoping everyone believes paying $150 per sq ft for stick built vs paying $55 per sq ft for manufactured mean a stick build is better than a manufactured home.  Not true.  My old stick built home had a steel i-beam running down the center to hold up the structure above my basement.. how is that different than the steel i-beams holding up my manufactured?  there is none!  They talk about lateral forces... how about driving your stick built down the road at 75mph after building it and see if it can stand the loads.  It think the NEW manufactured are getting a bad rap these days.. they are quality homes and should be mortgaged the same.. same rates... same coverages, etc.   They say they mortgage at higher rates because people walked out on their mortgages... isn&amp;#39;t that what is happening now with stick builts?&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11498" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11500</link><pubDate>Fri, 09 May 2008 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11500</guid><dc:creator>larry</dc:creator><description>i live in a 2yr old manufactured home. it is currently on the &amp;quot;magnum&amp;quot; system which isnt a foundation. im thinking about putting a dylight basement into the hill directly behind my house, and setting the house on it. by doing that does it become a modular home?, or what?. also,can you tellme if these things can be added onto very easily as far as codes go? thanks&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11500" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11496</link><pubDate>Sun, 14 Oct 2007 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11496</guid><dc:creator>Anonymous</dc:creator><description>A mobile or manufactured home is not designed to rest on permanant foundations.  It can be done, but if not done correctly is a farse at best.  They are designed to be moved and rest on a steel frame system similar to the traditional mobile home.  These homes have no lateral support system, so without a lateral load path, a foundation would do little for a manufactured home.  Some type of system would have to be added to transfer the lateral forces into the foundations.  Modular homes have this.&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11496" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11495</link><pubDate>Sun, 14 Oct 2007 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11495</guid><dc:creator>Anonymous</dc:creator><description>A true foundation is a bearing system designed to transfer gravity and lateral loads from the structure into the soil.  Foundations must be designed for most structures using local wind and seismic load requirements set by the city&amp;#39;s building safety department.  Modular homes will be designed to sit upon these foundations.  Mobile and manufactured homes are not required to rest on permanant foundations, therefore are not considered permanant structures.  Hence, they are considered mobile.&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11495" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11494</link><pubDate>Sun, 14 Oct 2007 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11494</guid><dc:creator>Anonymous</dc:creator><description>I am a working Structural Engineer (not retired).  I do not recommend the use of mobile or manufactured homes because they have no permanant foundations to resist catostrophic events (tornadoes, hurricanes, earthquakes, floods, etc.).  All structures designed to comply with local building codes (i.e. International Codes, UBC, CBC, etc.) must be designed to resist these types of events, and are therefore safer.  The HUD codes have no stipulations for disaster design and can be equated to a car.&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11494" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11493</link><pubDate>Thu, 11 Oct 2007 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11493</guid><dc:creator>anonymous</dc:creator><description>Hello,I am a land owner in New Mexico who would like to purchase a Modular home out of Texas. The Manufacturer of the home plans to surrender the title to the property to make it a site built home. However due to lisencing with CID in NM that would take over one year. I only have 10 months left to replace structure, the manufacturing company is wanting to make the interior walls 2/4&amp;#39;s vs origilal purchase was 2/6&amp;#39; interior walls to meet HUD code so that the home may be setbynov Please explain Why?&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11493" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11511</link><pubDate>Wed, 27 Dec 2006 13:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11511</guid><dc:creator>Diane</dc:creator><description>I live in Washington State, and I have received conflicting information on what exactly I bought.  Two appraisers have said I have a modular home, but when I look up from my daylight basement, I see two I-beams with connections for wheels.  One realtor told me that when a manufactured home is put on a daylight basement, it becomes a modular home.  When I checked the county records, I see that this home has always been coded as &amp;quot;01&amp;quot; meaning stick-built/modular.  Can anyone clarify this for me?&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11511" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11508</link><pubDate>Sat, 26 Aug 2006 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11508</guid><dc:creator>kay</dc:creator><description>Also, mobile homes were built before 1976.  Manufactured homes were built after 1976 due to state, local and HUD code requirements.  I would say big difference between them.  Doublewides weren&amp;#39;t built until 1980.  Would they be mobile homes?  More land sellers are placing restrictions that no mobile homes allowed.  Please reply.&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11508" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11492</link><pubDate>Sat, 26 Aug 2006 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11492</guid><dc:creator>kay</dc:creator><description>Question, when is a manufactured home not considered a mobile home?  I have been doing some research and I have discovered loop holes...first, mobile homes are not on foundations.  What is considered a foundation and if it is placed on a foundation would it still be considered a mobile home?&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11492" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11506</link><pubDate>Thu, 11 May 2006 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11506</guid><dc:creator>Jeff</dc:creator><description>I am having a difficult time sourcing Modular, Kit, Panel, and House-In-A-Box dealers for the Pend Oreille County Washington area. Could you point us to reputable dealers?&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11506" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11505</link><pubDate>Thu, 27 Apr 2006 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11505</guid><dc:creator>Donna</dc:creator><description>Big savings here. Jobs that would normally take 3 weeks to build, now only take 1 week because most of the walls and trusses and framing are done, it just needs to be put up. Labor costs can make or break your vacation home dreams. You also don&amp;#39;t have the weathering issue because everything is wrapped before it is brought to the site. After comparing for the last 5 years before we built, we consider this to be the most bang for the buck.&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11505" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11502</link><pubDate>Sun, 27 Nov 2005 13:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11502</guid><dc:creator>Jean Farmer</dc:creator><description> I live in a beautiful manufactured home with foundation.  I have seen many stick built homes built in the Pacific Northwest during all times of the year.  Most times the sturcture gets totally wet.  But they continue to build all along it gets wetter and wetter.  I&amp;#39;ve always wondered, what happens to all the water, when they seal it up wet?  Do you get mold, does the water tend to come out causing the structure to look odd?  Anyway you look it, I believe it&amp;#39;s a valid question.   &lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11502" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11507</link><pubDate>Sun, 30 Oct 2005 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11507</guid><dc:creator>LES EASLEY</dc:creator><description>Would I have to hire a construction Crew to erect a kit home?
Can the assembly be done by one old geezer and a son in law
who both have framing experience. Can the kit be shipped to Stillwater, Oklahoma and assembled on a pier and beam
or concrete slab base the same way a stick built home is done? Do you have a catalogue with pictures avialable that
you could send to me?&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11507" width="1" height="1"&gt;</description></item><item><title>RE:Manufactured Housing And Homes-In-A-Box are Viable Routes To Home Ownership</title><link>http://www.mortgagenewsdaily.com/10102005_Stick_vs_Site_Built.asp#11503</link><pubDate>Thu, 13 Oct 2005 11:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:11503</guid><dc:creator>Steve Vail</dc:creator><description>I really want to comment, but your restrictions won&amp;#39;t let me do so properly. It is unfair to generalize the product any different than you would the auto industry. Depreciation is only true in certain circumstances, quality is regional and manufacturer specific, and in some cases I believe our product would stand up better than much site-built.&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=11503" width="1" height="1"&gt;</description></item></channel></rss>