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Homeowners With No Mortgage Offer Clues to Recovery
Posted to: Around The Web
Thursday, January 10, 2013 6:37 AM

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As federal regulators and banks argue over new lending standards, one important fact about the housing market goes largely overlooked: More than 20 million American homeowners own their homes outright. No mortgage.

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Mortgage Rates:
  • 30 Yr FRM 4.02%
  • |
  • 15 Yr FRM 3.24%
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  • Jumbo 30 Year Fixed 4.20%
MBS Prices:
  • 30YR FNMA 4.5 106-27 (0-00)
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  • 30YR FNMA 5.0 108-11 (0-03)
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  • 30YR FNMA 5.5 108-31 (0-04)
Recent Housing Data:
  • Mortgage Apps -8.80%
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  • Refinance Index -12.30%
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  • NAHB Builder Confidence 4.76%
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