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NAR: Mortgage Availability: Excessively Tight Credit Conditions
Posted to: Around The Web
Tuesday, December 04, 2012 3:24 AM

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Recently released government data for 2011 from the Home Mortgage Disclosure Act (HMDA) shows just how tight mortgage credit has been. Incomes of prospective purchasers have increased since 2004, but the loan to income ratio has declined. The median household income for a homebuyer using conventional financing rose from $79,000 in 2007 to $ 90,000 [...]

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Mortgage Rates:
  • 30 Yr FRM 3.68%
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  • 15 Yr FRM 2.84%
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  • 30YR FNMA 5.0 108-01 (0-05)
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Recent Housing Data:
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