Utah Mortgage Rates
Rather than show you an average rate for a perfect borrower scenario, we've estimated mortgage rates for 4 different borrower profiles from lenders serving Utah.

We've also compiled some mortgage data from Utah to give you an idea of where other borrowers are at. This data is based fixed rate, conforming loan data from Fannie Mae and Freddie Mac.

Utah Mortgage Statistics
Average Loan Size
$286,555
Loan to Value
6%
73%
97%
Credit Score
600
755
832
Originations by Loan Term / Average Rates
84.2 %
30 Year Fixed
2.500%
3.86%
6.750%
low
average
high
11.0 %
15 Year Fixed
2.250%
3.19%
5.500%
low
average
high
4.8 %
20 Year Fixed
2.500%
3.56%
6.125%
low
average
high
Top 5 Originators in Utah
5.3 %
Quicken Loans
3.2 %
US Bank
0.5 %
Pennymac Home Loans
0.1 %
Finance of America Mortgage
90.9 %
Other
Originations by Property Type
69.7 %
Single Family
24.7 %
Planned Unit Development
5.4 %
Condo
0.3 %
Manufactured Home
Originations by Loan Purpose
42.2 %
Refinance
34.2 %
Purchase
23.6 %
Cashout Refinance