North Carolina Mortgage Rates
Rather than show you an average rate for a perfect borrower scenario, we've estimated mortgage rates for 4 different borrower profiles from lenders serving North Carolina.

We've also compiled some mortgage data from North Carolina to give you an idea of where other borrowers are at. This data is based fixed rate, conforming loan data from Fannie Mae and Freddie Mac.

North Carolina Mortgage Statistics
Average Loan Size
$232,081
Loan to Value
6%
76%
100%
Credit Score
499
755
832
Originations by Loan Term / Average Rates
78.0 %
30 Year Fixed
2.125%
3.97%
6.750%
low
average
high
16.6 %
15 Year Fixed
2.125%
3.39%
5.750%
low
average
high
5.4 %
20 Year Fixed
2.500%
3.74%
6.250%
low
average
high
Top 5 Originators in North Carolina
6.9 %
Quicken Loans
2.5 %
US Bank
0.8 %
Pennymac Home Loans
0.1 %
Finance of America Mortgage
89.7 %
Other
Originations by Property Type
49.0 %
Planned Unit Development
47.0 %
Single Family
3.2 %
Condo
0.8 %
Manufactured Home
Originations by Loan Purpose
50.9 %
Purchase
30.1 %
Refinance
18.9 %
Cashout Refinance