New York Mortgage Rates
Rather than show you an average rate for a perfect borrower scenario, we've estimated mortgage rates for 4 different borrower profiles from lenders serving New York.

We've also compiled some mortgage data from New York to give you an idea of where other borrowers are at. This data is based fixed rate, conforming loan data from Fannie Mae and Freddie Mac.

New York Mortgage Statistics
Average Loan Size
$297,774
Loan to Value
6%
73%
97%
Credit Score
497
748
832
Originations by Loan Term / Average Rates
79.5 %
30 Year Fixed
2.250%
4.07%
6.750%
low
average
high
15.5 %
15 Year Fixed
2.250%
3.37%
5.500%
low
average
high
4.9 %
20 Year Fixed
2.250%
3.70%
6.000%
low
average
high
Top 5 Originators in New York
7.2 %
Quicken Loans
2.0 %
US Bank
0.1 %
Pennymac Home Loans
0.0 %
Finance of America Mortgage
90.7 %
Other
Originations by Property Type
86.4 %
Single Family
6.1 %
Condo
4.2 %
Co-op
3.2 %
Planned Unit Development
0.1 %
Manufactured Home
Originations by Loan Purpose
51.5 %
Purchase
24.6 %
Cashout Refinance
23.9 %
Refinance