Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
moved down slightly
today. This will likely result in minimal impact on mortgage rates today.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
(7/26) -
This week's most important economic data was the PCE price index which is the gold standard of big picture inflation measurement. For those hoping to see rates drop, it was important for PCE to confirm the progress seen in the CPI data (the other major inflation index that came out 2 weeks ago).... (continue reading)
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| Rate | Points | Change | |
|---|---|---|---|
|
7/26/24
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.86% | -- | -0.05% |
| 15 Yr. Fixed | 6.31% | -- | -0.02% |
| 30 Yr. Jumbo | 7.04% | -- | -0.03% |
| 7/6 SOFR ARM | 6.53% | -- | -0.02% |
| 30 Yr. FHA | 6.32% | -- | -0.06% |
| 30 Yr. VA | 6.34% | -- | -0.06% |
|
7/25/24
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.78% | 0.00 | +0.01% |
| 15 Yr. Fixed | 6.07% | 0.00 | +0.02% |
|
7/10/24
MBA - weekly
|
|||
| 30 Yr. Fixed | 7.00% | 0.60 | -0.03% |
| 15 Yr. Fixed | 6.63% | 0.61 | +0.07% |
| 30 Yr. FHA | 6.87% | 0.92 | -0.03% |
| 30 Yr. Jumbo | 7.13% | 0.38 | +0.02% |
| 7/6 SOFR ARM | 6.22% | 0.60 | -0.16% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
moved down slightly
today. This will likely result in minimal impact on mortgage rates today.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 7/26/24
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.86% | -- | -0.05% | -0.09% | 6.61% |
|
8.03% |
|
| 15 Yr. Fixed | 6.31% | -- | -0.02% | -0.04% | 5.95% |
|
7.35% |
|
| 30 Yr. Jumbo | 7.04% | -- | -0.03% | +0.03% | 6.95% |
|
8.09% |
|
| 7/6 SOFR ARM | 6.53% | -- | -0.02% | -0.42% | 6.11% |
|
7.55% |
|
| 30 Yr. FHA | 6.32% | -- | -0.06% | -0.30% | 6.00% |
|
7.44% |
|
| 30 Yr. VA | 6.34% | -- | -0.06% | -0.26% | 6.02% |
|
7.46% |
|
|
as of 7/25/24
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.78% | 0.00 | +0.01% | +0.00% | 6.60% |
|
7.79% |
|
| 15 Yr. Fixed | 6.07% | 0.00 | +0.02% | +0.01% | 5.76% |
|
7.03% |
|
|
as of 7/10/24
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 7.00% | 0.60 | -0.03% | -0.07% | 6.58% |
|
7.90% |
|
| 15 Yr. Fixed | 6.63% | 0.61 | +0.07% | +0.33% | 6.24% |
|
7.14% |
|
| 30 Yr. FHA | 6.87% | 0.92 | -0.03% | +0.19% | 6.46% |
|
7.57% |
|
| 30 Yr. Jumbo | 7.13% | 0.38 | +0.02% | +0.18% | 6.86% |
|
7.80% |
|
| 7/6 SOFR ARM | 6.22% | 0.60 | -0.16% | +0.22% | 5.71% |
|
6.99% |
|
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