Mortgage Rates and Market Data

Today's Mortgage Rates

The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn More

Updated weekdays at aprox 4PM EST.

30 Yr. Fixed

3.67%

0.4 Points

Change:

-0.02

2.75%

52 Week Range

3.73%

2.75%

3.73%

15 Yr. Fixed

2.94%

0.4 Points

Change:

-0.01

2.22%

52 Week Range

2.97%

2.22%

2.97%

30 Yr. FHA

3.33%

0 Points

Change:

+0.00

2.25%

52 Week Range

3.38%

2.25%

3.38%

30 Yr. Jumbo

3.32%

0 Points

Change:

-0.02

2.99%

52 Week Range

3.50%

2.99%

3.50%

5/1 ARM

3.62%

0.5 Points

Change:

+0.00

2.21%

52 Week Range

3.82%

2.21%

3.82%

Estimated Principal & Interest

Loan Amount:

Mortgage Calculators

30 and 15 Year Fixed Rates

More Charts: 30YR | 15YR | 30YR Jumbo | 30YR FHA | 5/1 ARM

Friday'S RATE TREND

POSITIVE

MINIMAL

NEGATIVE

MBS prices have

increased slightly

today. This may result in minimal positive impact on mortgage rates today.

This tool provides an idea of the underlying trends in MBS that may influence mortgage rates today. It is not intended to forecast lender rate changes.

See mortgage rates in Virginia.

Mortgage Rate Watch

Making Sense of Rising Rates And The Risks Ahead

(1/21) - The bond market returned from a 3 day weekend to find yields surging higher on Tuesday. That pushed mortgage rates to fresh 2 year highs and added emphasis to what has already been the sharpest rate spike since late 2016. Why are rates rising so quickly? Mortgage rates are based on m... (continue reading)

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Additional Rate Surveys

In addition to our own daily rate index, we also track surveys from Freddie Mac and MBA.

	Rate	Points	Change
1/21/22 Mortgage News Daily - daily
30 Yr. Fixed	3.67%	0.40	+0.02%
15 Yr. Fixed	2.94%	0.40	+0.04%
30 Yr. FHA	3.33%	0.00	+0.08%
30 Yr. Jumbo	3.32%	0.00	+0.07%
5/1 ARM	3.62%	0.50	-0.02%
1/20/22 Freddie Mac - weekly
30 Yr. Fixed	3.56%	0.70	+0.11%
15 Yr. Fixed	2.79%	0.60	+0.17%
5/1 Yr. ARM	2.60%	0.30	+0.03%
1/19/22 MBA - weekly
30 Yr. Fixed	3.64%	0.45	+0.12%
15 Yr. Fixed	2.95%	0.43	+0.22%
30 Yr. FHA	3.64%	0.44	+0.14%
30 Yr. Jumbo	3.54%	0.47	+0.12%
5/1 ARM	3.04%	0.24	+0.01%

More Detail and Charts:
Mortgage News Daily | Freddie Mac | MBA

30 and 15 Year Fixed Rates

More Charts: 30YR | 15YR | 30YR Jumbo | 30YR FHA | 5/1 ARM

Friday'S RATE TREND

POSITIVE

MINIMAL

NEGATIVE

MBS prices have

increased slightly

today. This may result in minimal positive impact on mortgage rates today.

View More Rates

Additional Rate Surveys

In addition to our own daily rate index, we also track surveys from Freddie Mac and MBA.

			Change		52 Week Range
	Rate	Points	Previous	1 Year	Low	High
as of 1/21/22 Mortgage News Daily - updated daily
30 Yr. Fixed	3.67%	0.40	-0.02%	+0.83%	2.75%	3.73%
15 Yr. Fixed	2.94%	0.40	-0.01%	+0.58%	2.22%	2.97%
30 Yr. FHA	3.33%	0.00	+0.00%	+0.99%	2.25%	3.38%
30 Yr. Jumbo	3.32%	0.00	-0.02%	+0.01%	2.99%	3.50%
5/1 ARM	3.62%	0.50	+0.00%	+1.30%	2.21%	3.82%
as of 1/20/22 Freddie Mac - updated weekly
30 Yr. Fixed	3.56%	0.70	+0.11%	+0.77%	2.73%	3.56%
15 Yr. Fixed	2.79%	0.60	+0.17%	+0.56%	2.10%	2.79%
5/1 Yr. ARM	2.60%	0.30	+0.03%	-0.52%	2.37%	2.99%
as of 1/19/22 Mortgage Bankers Association - updated weekly
30 Yr. Fixed	3.64%	0.45	+0.12%	+0.79%	2.92%	3.64%
15 Yr. Fixed	2.95%	0.43	+0.22%	+0.46%	2.33%	2.95%
30 Yr. FHA	3.64%	0.44	+0.14%	+0.68%	2.93%	3.64%
30 Yr. Jumbo	3.54%	0.47	+0.12%	+0.42%	3.11%	3.54%
5/1 ARM	3.04%	0.24	+0.01%	+0.46%	0.29%	3.09%