Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
Daily Mortgage Rate Market Analysis
Mon, Sep 15 2025, 3:12 PM
Mortgage rates have done almost nothing but move lower over the past 4 months. The first Fridays in August and September account for about half of the total drop thanks to weaker results in the jobs report.
Since the September 5th jobs report, rates have held a sideways-to-slightly lower range that's resulted in several additional "lowest since" headlines. There's nothing special about today in that regard. Bonds (which dictate rates) happened to improve, so rates inched to another 11+ month low.
Today's levels aren't appreciably different than last Friday's. Volatility is a bigger risk over the next two days thanks to economic data tomorrow morning and the Fed announcement on Wednesday.
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| Rate | Points | Change | |
|---|---|---|---|
|
9/15/25
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.25% | -- | -0.04% |
| 15 Yr. Fixed | 5.71% | -- | -0.01% |
| 30 Yr. Jumbo | 6.25% | -- | +0.00% |
| 7/6 SOFR ARM | 5.64% | -- | -0.01% |
| 30 Yr. FHA | 5.99% | -- | -0.01% |
| 30 Yr. VA | 6.01% | -- | +0.00% |
|
9/11/25
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.35% | 0.00 | -0.15% |
| 15 Yr. Fixed | 5.50% | 0.00 | -0.10% |
|
9/10/25
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.49% | 0.56 | -0.15% |
| 15 Yr. Fixed | 5.70% | 0.55 | -0.14% |
| 30 Yr. FHA | 6.27% | 0.68 | -0.04% |
| 30 Yr. Jumbo | 6.44% | 0.48 | -0.14% |
| 7/6 SOFR ARM | 5.77% | 0.63 | -0.13% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices have
increased slightly
today. This may result in minimal positive impact on mortgage rates today.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 9/15/25
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.25% | -- | -0.04% | +0.11% | 6.11% |
|
7.26% |
|
| 15 Yr. Fixed | 5.71% | -- | -0.01% | +0.05% | 5.54% |
|
6.59% |
|
| 30 Yr. Jumbo | 6.25% | -- | +0.00% | -0.15% | 6.25% |
|
7.45% |
|
| 7/6 SOFR ARM | 5.64% | -- | -0.01% | -0.48% | 5.59% |
|
7.25% |
|
| 30 Yr. FHA | 5.99% | -- | -0.01% | +0.31% | 5.65% |
|
6.62% |
|
| 30 Yr. VA | 6.01% | -- | +0.00% | +0.32% | 5.66% |
|
6.64% |
|
|
as of 9/11/25
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.35% | 0.00 | -0.15% | +0.00% | 6.08% |
|
7.04% |
|
| 15 Yr. Fixed | 5.50% | 0.00 | -0.10% | +0.03% | 5.15% |
|
6.27% |
|
|
as of 9/10/25
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.49% | 0.56 | -0.15% | +0.05% | 6.13% |
|
7.09% |
|
| 15 Yr. Fixed | 5.70% | 0.55 | -0.14% | -0.18% | 5.42% |
|
6.46% |
|
| 30 Yr. FHA | 6.27% | 0.68 | -0.04% | -0.09% | 5.99% |
|
6.80% |
|
| 30 Yr. Jumbo | 6.44% | 0.48 | -0.14% | -0.31% | 6.41% |
|
7.17% |
|
| 7/6 SOFR ARM | 5.77% | 0.63 | -0.13% | -0.21% | 5.66% |
|
6.48% |
|
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