30 Year FHA Mortgage Rates
Average 30 year fixed FHA mortgage rates from Mortgage News Daily and MBA.
Rate Points Change Prior Year YOY Change
MND's 30 Year FHA (daily survey)
1/15/26 5.70% -- -0.04% 6.55% -0.85%
1/14/26 5.74% -- -0.01% 6.59% -0.85%
1/13/26 5.75% -- +0.05% 6.57% -0.82%
1/12/26 5.70% -- +0.01% 6.55% -0.85%
1/9/26 5.69% -- -0.15% 6.48% -0.79%
1/8/26 5.84% -- +0.04% 6.50% -0.66%
MBA 30 Year FHA (weekly)
1/14/26 6.08% 0.68 -0.01% 6.65% -0.57%
1/7/26 6.09% 0.77 -0.05% 6.69% -0.60%
12/31/25 6.14% 0.75 +0.00% 6.49% -0.35%
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