15 Year Fixed Mortgage Rates
Average 15 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 15 Year Fixed (daily survey) | |||||
| Jan 15 2026 1/15/26 | 5.57% | -- | -0.01% | 6.52% | -0.95% |
| Jan 14 2026 1/14/26 | 5.58% | -- | -0.01% | 6.58% | -1.00% |
| Jan 13 2026 1/13/26 | 5.59% | -- | +0.04% | 6.59% | -1.00% |
| Jan 12 2026 1/12/26 | 5.55% | -- | -0.04% | 6.53% | -0.98% |
| Jan 09 2026 1/9/26 | 5.59% | -- | -0.15% | 6.51% | -0.92% |
| Jan 08 2026 1/8/26 | 5.74% | -- | +0.01% | 6.54% | -0.80% |
| MBA 15 Year Fixed (weekly) | |||||
| Jan 14 2026 1/14/26 | 5.60% | 0.61 | -0.04% | 6.46% | -0.86% |
| Jan 07 2026 1/7/26 | 5.64% | 0.64 | -0.06% | 6.43% | -0.79% |
| Dec 31 2025 12/31/25 | 5.70% | 0.64 | +0.00% | 6.15% | -0.45% |
| Freddie Mac 15 Year Fixed (weekly) | |||||
| Jan 15 2026 1/15/26 | 5.38% | 0.00 | -0.08% | 6.14% | -0.76% |
| Jan 08 2026 1/8/26 | 5.46% | 0.00 | +0.02% | 6.13% | -0.67% |
| Dec 31 2025 12/31/25 | 5.44% | 0.00 | -0.06% | 6.00% | -0.56% |
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