Mortgage Rates

APR on the Truth in Lending Disclosure Statement

Anonymous — Sun, 01 Nov 2009 21:28:32 GMT

What makes up APR on the Truth in Lending Disclosure Statement?

How are Par Rates Derived by Banks?

Frank McKay — Thu, 15 Oct 2009 23:19:55 GMT

How are par rates derived by banks?

Current Mortgage Rates at MND

Anonymous — Thu, 24 Sep 2009 02:23:36 GMT

When checking for the current mortgage rates at MND, I see 'National Average' and 'Best Rates'. Where can I find the lenders that offer these best rates? I'm located in Kansas.

Do I Have to Refinance to Get a Lower Mortgage Interest Rate?

Anonymous — Fri, 28 Aug 2009 15:34:27 GMT

Do I have to refinance to get a lower interest rate?

Government Purchase of Mortgage Backed Securities and Mortgage Rates

Alan Phan — Tue, 18 Aug 2009 18:43:13 GMT

i heard that the government is slowly backing out of buying the mortgage back securities, and this will cause the mortgage rate to go up, right?

Do I Need a Contract to Lock in a Rate?

Anonymous — Thu, 23 Jul 2009 19:24:55 GMT

Do I need a contract to lock in a rate?

The Diffrence Between Points and Pre-paid Items

Anonymous — Thu, 09 Jul 2009 19:58:37 GMT

What is the diffrence between points and pre-paid?

Can a lender lower the mortgage rate on a loan or is he restricted by current mortgage rates ? Who has the final say on the rate ?

Anonymous — Tue, 30 Jun 2009 03:37:15 GMT

Can a lender lower the mortgage rate on a loan or is he restricted by current mortgage rates ? Who has the final say on the rate ?

Factors that Cause Mortgage Interest Rates to Drop

lito rufin — Thu, 18 Jun 2009 14:46:53 GMT

What are the factors that will cause mortgage interest rates to drop?

One Rate in the Good Faith Estimate and a Higher Rate in the Truth in Lending Statement

Anonymous — Wed, 20 May 2009 02:25:22 GMT

If I have one rate in the good faith estimate and the truth in lending disclosure statement is higher, which rate will be use for my mortgage or should the rate be the same?

Rate Lock Desk Hours and Policies

Anonymous — Tue, 12 May 2009 20:26:46 GMT

I was trying to lock in the rate last night and my mortgage agent told me that he could't lock in rate as the lock in desk closed (~8pm PST). Is this true that we can't lock in rate after certain time?

Lowest Interest Rates Eligibility

Anonymous — Fri, 08 May 2009 05:18:10 GMT

Who is eligible for the lowest interest rates ?

What is the Yield Curve and what is it's signifcance?

Anonymous — Tue, 05 May 2009 20:28:34 GMT

What is the Yield Curve and what is it's signifcance?

Getting Pre-Approved by More than One Lender to Compare Rates

Anonymous — Fri, 24 Apr 2009 15:49:58 GMT

Would it be wise to get Pre-approved (not pre qualified) by more than 1 lender in order to compare the best rate?

Loan Cost Per $1000

Anonymous — Mon, 20 Apr 2009 19:11:51 GMT

How do you calculate the cost per $1000 for a loan, such as for a rate of 4.75%?

Home Equity Loan Rates vs. Regular Mortgage Rates

anonreader — Sat, 11 Apr 2009 15:03:49 GMT

Are home equity loan rates higher than regular mortgage rates?

Mortgage Rates During the Depression

Anonymous — Tue, 31 Mar 2009 23:14:16 GMT

What were mortgage rates like during the depression?

What is a 30 YR Tres?

anonreader — Mon, 30 Mar 2009 21:57:17 GMT

What is a 30 YR Tres?

Difference Between Interest Rate and APR

Anonymous — Thu, 26 Mar 2009 15:37:37 GMT

Why are the two different rates to every mortgage? Why is there an interest rate and a APR rate? What is the difference?

Renegotiate a Mortgage Interest Rate

Anonymous — Sun, 08 Mar 2009 15:52:07 GMT

How do I renegotiate a mortgage interest rate with my lender?

Tips for Shopping Mortgage Rates Online and Offline

Anonymous — Wed, 18 Feb 2009 15:06:36 GMT

What are some tips for rate shopping online and offline?

What Bonds Affect Mortggage Rates?

Anonymous — Tue, 17 Feb 2009 15:26:45 GMT

What bonds effect mortgage rates?

Depository vs. Secondary Market Mortgage Financing Systems

Anonymous — Mon, 26 Jan 2009 19:20:03 GMT

What is the difference between depository based and secondary market based mortgage financing system?

Index Used to Determine Mortgage Interest Rates

Anonymous — Wed, 21 Jan 2009 18:20:44 GMT

What indice is used to determine mortgage interest rates?

Lock with One Lender - Float with Another

Anonymous — Fri, 09 Jan 2009 00:22:26 GMT

I am probably closing in the next month or so. I was thinking of locking a rate with one lender and floating an application with another - sort of to hedge my bets, I will go in the end with the lower rate. Is there a reason I should not do this?