Servicing

Mortgage Company Request to Complete a W9 Form

Anonymous — Sun, 01 Nov 2009 21:23:43 GMT

How can I have my mortgage company comply with request to complete a W9 form. I am receiving emergency financial assistance through American Recovery Act and Reinvestment Act funds and Chase since October 16 unable to give me a straight answer. The Federal Assistance I am receiving will be rescinded by 11/9 then I'll lose my house. I litterally and exhausted from hours and hours of phone calls. Please help me.

Should I Notify My Mortgage Lender for Payment Difficulties?

Alen Keyfmen — Sat, 31 Oct 2009 17:57:23 GMT

Should i notify my mortgage lender that I am strating get difficulties to pay payments?

Does Your Mortgage Company Have to Notify You if They Sell Your Loan

Anonymous — Thu, 23 Jul 2009 20:04:53 GMT

Does your mortgage company have to notify you if they no longer own your loan.

Penalty if a Mortgage is Paid Off Early

Anonymous — Tue, 21 Apr 2009 19:27:15 GMT

Is there a penalty if a mortgage is paid off early?

Can the loan servicer withold information as to who the investor of the loan is?

Anonymous — Fri, 03 Apr 2009 07:51:11 GMT

Can the loan servicer withold information as to who the investor of the loan is?

Loans Bundled Into Securities

Anonymous — Thu, 02 Apr 2009 22:57:46 GMT

When a loan gets sold and put into a bundle of securities can the loan itself get chopped into pieces and sold to different investors?

Why are Loans Sold?

Anonymous — Thu, 02 Apr 2009 16:25:47 GMT

What happens to a loan that is sold to a different institution? Why are loans sold?

List of Mortgage Loan Servicing Companies

Anonymous — Wed, 01 Apr 2009 00:01:12 GMT

Can someone provide me with or direct me to a list of loan servicing companies?

If my mortgage has been sold 4 times, will the new company servicing my loan have the original loan documents from 10-15 years ago? If not, where can I get them?

Anonymous — Tue, 24 Feb 2009 01:21:19 GMT

If my mortgage has been sold 4 times, will the new company servicing my loan have the original loan documents from 10-15 years ago? If not, where can I get them?

What is a Loan Servicer?

Anonymous — Wed, 18 Feb 2009 04:20:06 GMT

What is a loan servicer?

Lender Refused Mortgage Payment

Anonymous — Thu, 01 Jan 2009 04:41:21 GMT

If a home owner makes the loan payment on time but it is a partial payment, what law gives the lender the right to refuse the payment ? Or is there a consumer right protecting a home owner when he can make a payment on time, but it is a partial payment ?

Mortgage Escrow Balance

Anonymous — Mon, 08 Dec 2008 02:29:08 GMT

I recived a letter from my mortgage holder stating they want a 2k escrow continious balance. If I take my monthly escrow payment it will cover 100% of money due. Am I required to provide them with a 2k loan w/no intrest. Thanks

Percentage of Banks that Sell Mortgage Servicing

anonreader — Sat, 06 Dec 2008 03:36:07 GMT

What is the percentage of banks that sell off their mortgage servicing?

My Home Loan Was Sold

anonreader — Thu, 26 Jun 2008 04:00:00 GMT

My home loan was sold from one mortgage company to another. The secondary loan company has some really bad reviews online. I just don't feel comfortable about what is being said about them. What are my options?

My Mortgage Servicer will not provide me with the name and contact information for my Mortgage Insurer or my Investor. I thought I was entitled to this information. Are there any laws to insure I am provided with this information?

anonreader — Mon, 05 May 2008 04:00:00 GMT

My Mortgage Servicer will not provide me with the name and contact information for my Mortgage Insurer or my Investor. I thought I was entitled to this information. Are there any laws to insure I am provided with this information?

My original mortgage lender required flood insurance equal to the loan amount. Now they have sold my mortgage to another lender and the new lender is requiring a 6% increase in flood insurance coverage. Is this legal?

anonreader — Wed, 26 Mar 2008 04:00:00 GMT

My original mortgage lender required flood insurance equal to the loan amount. Now they have sold my mortgage to another lender and the new lender is requiring a 6% increase in flood insurance coverage. Is this legal?

Verification of Mortgage History

anonreader — Sat, 19 Jan 2008 05:00:00 GMT

Am I entitled to request an "payment activity report" from creditor to include all current balance, interest payments, principal payments, late fees, ect.?

My Lender Sold My Mortgage

anonreader — Thu, 01 Dec 2005 05:00:00 GMT

My mortgage company sold my mortgage, what does this mean?