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<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Adjustable Rate Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Wiki-AdjustableRateMortgage.asp</link><description>Adjustable Rate Mortgage</description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>Change the Terms of an Adjustable Rate Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Change_Terms_ARM.asp</link><pubDate>Thu, 02 Apr 2009 19:15:15 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:62775</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Change_Terms_ARM.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Change_Terms_ARM.asp</wfw:commentRss><description>&lt;p&gt;How do you change the terms of an adjustable rate mortgage?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Adjustable Rate Mortgage 'Running Out'</title><link>http://www.mortgagenewsdaily.com/wiki/Adjustable_Mortgage_Running_Out.asp</link><pubDate>Tue, 31 Mar 2009 16:47:44 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:50122</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Adjustable_Mortgage_Running_Out.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Adjustable_Mortgage_Running_Out.asp</wfw:commentRss><description>&lt;p&gt;My present home equity loan with an adjustable rate mortage runs out shortly. What then is my status with my current mortage holder.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>The Definition of Adjustable Rate Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Adjustable_Rate_Mortgage_Definition.asp</link><pubDate>Thu, 26 Feb 2009 18:16:32 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:50119</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Adjustable_Rate_Mortgage_Definition.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Adjustable_Rate_Mortgage_Definition.asp</wfw:commentRss><description>&lt;p&gt;My adjustable rate mortage runs out in within the next few months. What happens at that time with my present mortgage holder?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>My ARM (Adjustable Rate Mortgage) Went Down</title><link>http://www.mortgagenewsdaily.com/wiki/ARM_Down.asp</link><pubDate>Wed, 17 Dec 2008 14:23:43 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:38400</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/ARM_Down.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/ARM_Down.asp</wfw:commentRss><description>&lt;p&gt;What would cause my arm to go down again. It went down 1% about a year ago.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>HELOC Interest Rates</title><link>http://www.mortgagenewsdaily.com/wiki/HELOC_Rates.asp</link><pubDate>Sun, 30 Nov 2008 22:32:40 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:3477</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/HELOC_Rates.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/HELOC_Rates.asp</wfw:commentRss><description>I got a HELOC loan 2 yrs ago. It started out at a reasonable interest rate. In the last year it has gone up to 10%. Why is it not dropping now that the interest rates are declining? Is it an oversight of the bank?</description></item><item><title>Fixed Rate Mortgage vs. Adjustable Rate Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Fixed_vs_Adjustable_Rate_Mortgage.asp</link><pubDate>Thu, 13 Nov 2008 22:36:58 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:4601</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Fixed_vs_Adjustable_Rate_Mortgage.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Fixed_vs_Adjustable_Rate_Mortgage.asp</wfw:commentRss><description>What is the difference between a fixed rate and an adjustable rate mortgage?</description></item><item><title>What is a balloon payment loan and what are the pros and cons to this type of loan?</title><link>http://www.mortgagenewsdaily.com/wiki/Balloon_Payment_Loan.asp</link><pubDate>Sun, 09 Nov 2008 00:32:07 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:518</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Balloon_Payment_Loan.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Balloon_Payment_Loan.asp</wfw:commentRss><description>What is a balloon payment loan and what are the pros and cons to this type of loan?</description></item><item><title>10/1 LIBOR ARM Defined</title><link>http://www.mortgagenewsdaily.com/wiki/10_2D00_1_LIBOR_ARM.asp</link><pubDate>Fri, 30 May 2008 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:2766</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/10_2D00_1_LIBOR_ARM.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/10_2D00_1_LIBOR_ARM.asp</wfw:commentRss><description>What is 10 yr ARM libor?</description></item><item><title>ARM Loan Interest Rate Adjustments</title><link>http://www.mortgagenewsdaily.com/wiki/ARM_Adjusts.asp</link><pubDate>Sat, 24 May 2008 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:1568</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/ARM_Adjusts.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/ARM_Adjusts.asp</wfw:commentRss><description>What happens when an ARM interest rate adjusts?</description></item><item><title>The 5-1 ARM (Adjustable Rate Mortgage)</title><link>http://www.mortgagenewsdaily.com/wiki/5_2D00_1_ARM.asp</link><pubDate>Thu, 22 May 2008 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:6858</guid><dc:creator>anonreader</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/5_2D00_1_ARM.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/5_2D00_1_ARM.asp</wfw:commentRss><description>What is a 5/1 option arm?</description></item><item><title>Bank Notification of ARM Rate Reset</title><link>http://www.mortgagenewsdaily.com/wiki/5_Year_ARM_Resset.asp</link><pubDate>Fri, 28 Mar 2008 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:6778</guid><dc:creator>anonreader</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/5_Year_ARM_Resset.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/5_Year_ARM_Resset.asp</wfw:commentRss><description>I have a 5 year fixed mortgage rate at 5.25%. It will expire in March 2008.  So I would like to know what will change about my mortgage rate and will the bank notify me before the due date?</description></item><item><title>Pick-A-Pay ARMs and Pre-Payment Penalties</title><link>http://www.mortgagenewsdaily.com/wiki/Pick_A_Pay_ARM.asp</link><pubDate>Wed, 26 Mar 2008 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:3501</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Pick_A_Pay_ARM.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Pick_A_Pay_ARM.asp</wfw:commentRss><description>Can a negative amortization mortgage be paid off at any time without prepayment penalties?</description></item><item><title>ARM Caps - Initial, Periodic and Lifetime</title><link>http://www.mortgagenewsdaily.com/wiki/ARM_Caps.asp</link><pubDate>Wed, 19 Mar 2008 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:1828</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/ARM_Caps.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/ARM_Caps.asp</wfw:commentRss><description>How do rate caps on an adjustable rate mortgage work and what is the difference between initial, periodic and lifetime caps?</description></item><item><title>Convert My ARM to a Fixed Rate Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/ARM_Conversion.asp</link><pubDate>Tue, 18 Mar 2008 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:6875</guid><dc:creator>anonreader</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/ARM_Conversion.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/ARM_Conversion.asp</wfw:commentRss><description>I've lived in my home since 1997.  I have an adjustable interest rate.  Now that rates are down can I lock in for a fixed rate or do I have to refinance?</description></item><item><title>Fixed Rate Mortgage vs. Adjustable Rate Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Fixed_vs_Adjustable_Mortgage.asp</link><pubDate>Mon, 18 Feb 2008 05:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:2078</guid><dc:creator>anonreader</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Fixed_vs_Adjustable_Mortgage.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Fixed_vs_Adjustable_Mortgage.asp</wfw:commentRss><description>What is the difference in a fixed rate mortgage and an adjustable rate mortgage?</description></item><item><title>2/28 ARM vs. 2/1 ARM</title><link>http://www.mortgagenewsdaily.com/wiki/2_2D00_1_vs_2_2D00_28_ARM.asp</link><pubDate>Mon, 11 Feb 2008 05:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:1337</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/2_2D00_1_vs_2_2D00_28_ARM.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/2_2D00_1_vs_2_2D00_28_ARM.asp</wfw:commentRss><description>What is the difference between a 2/28 ARM and a 2/1 ARM?</description></item><item><title>How Adjustable Mortgage Rates Work</title><link>http://www.mortgagenewsdaily.com/wiki/ARM_Formula.asp</link><pubDate>Sun, 10 Feb 2008 05:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:1236</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/ARM_Formula.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/ARM_Formula.asp</wfw:commentRss><description>What is the formula for adjustable interest rate?</description></item><item><title>What are the different types of adjustable rate mortgages?</title><link>http://www.mortgagenewsdaily.com/wiki/1191/AnswerQuestion.asp</link><pubDate>Mon, 31 Dec 2007 05:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:1191</guid><dc:creator>anonreader</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/1191/AnswerQuestion.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/1191/AnswerQuestion.asp</wfw:commentRss><description>What are the different types of adjustable rate mortgages?</description></item><item><title>Renegotiate My Interest Rate on my ARM</title><link>http://www.mortgagenewsdaily.com/wiki/Renegotiate_Intererst_Rate.asp</link><pubDate>Tue, 18 Dec 2007 05:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:1581</guid><dc:creator>anonreader</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Renegotiate_Intererst_Rate.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Renegotiate_Intererst_Rate.asp</wfw:commentRss><description>If I can no longer afford another adjustment on my ARM, can I renegotiate my current mortgage interest rate with my lender ? </description></item><item><title>Stuck In An ARM and Unable to Refinance</title><link>http://www.mortgagenewsdaily.com/wiki/Stuck_In_Adjustable_Rate_Mortgage.asp</link><pubDate>Sun, 02 Dec 2007 05:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:6951</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Stuck_In_Adjustable_Rate_Mortgage.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Stuck_In_Adjustable_Rate_Mortgage.asp</wfw:commentRss><description>I am stuck in a adjustable rate mortgage and unable to refinance due to not enough equity. Can I sell my house to my wife who is not on the loan and who would be a first time buyer in order to get a better rate?</description></item><item><title>Refinance Your Adjustable Rate Mortgage (ARM)</title><link>http://www.mortgagenewsdaily.com/wiki/ARM_Reset.asp</link><pubDate>Wed, 14 Nov 2007 05:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:3939</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/ARM_Reset.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/ARM_Reset.asp</wfw:commentRss><description>My adjustable rate mortgage is about to reset to a higher rate, what should I do?</description></item><item><title>Negative Amortization Deferred Interest Deduction</title><link>http://www.mortgagenewsdaily.com/wiki/Deferred_Interest_Deduction.asp</link><pubDate>Fri, 12 Oct 2007 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:6705</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Deferred_Interest_Deduction.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Deferred_Interest_Deduction.asp</wfw:commentRss><description>When is the deferred interest on a negam loan deductible for federal income tax purposes?</description></item><item><title>5/1 Option ARM Advantages and Disadvantages</title><link>http://www.mortgagenewsdaily.com/wiki/5_1_Option_ARM.asp</link><pubDate>Sun, 30 Sep 2007 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:6726</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/5_1_Option_ARM.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/5_1_Option_ARM.asp</wfw:commentRss><description>We have just puchased a new house which has a 30-yr Fixed loan. But our old house which we planned to sell did not sell. I am now stuck with 2 mortgages that I cant afford.

I am thinking of getting a 5/1 'Option' ARM of $249K on the OLD house. I plan to refinance after 3 yrs.

People tell me its a very risky loan. What do you advise. What should I watch out for.</description></item><item><title>How Will Fed Rate Cuts Affect My ARM?</title><link>http://www.mortgagenewsdaily.com/wiki/Rate_Cuts_ARM.asp</link><pubDate>Wed, 26 Sep 2007 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:6815</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Rate_Cuts_ARM.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Rate_Cuts_ARM.asp</wfw:commentRss><description>My ARM loan is due to adjust in February 2007.  If the Federal Reserve cuts interest rates, how will it help me? </description></item><item><title>When Does An Adjustable Rate Mortgage (ARM) Make Sense?</title><link>http://www.mortgagenewsdaily.com/wiki/Adjustable_Rate_Mortgage.asp</link><pubDate>Thu, 05 Apr 2007 04:00:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:4524</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Adjustable_Rate_Mortgage.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Adjustable_Rate_Mortgage.asp</wfw:commentRss><description>When does an ARM make sense?</description></item></channel></rss>