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<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Refinance</title><link>http://www.mortgagenewsdaily.com/wiki/Wiki-Refinance.asp</link><description>Refinancing Questions and Answers</description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>Refinance a Home Equity Loan into a Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Home_Equity.asp</link><pubDate>Tue, 17 Nov 2009 22:08:31 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119136</guid><dc:creator>Anonymous</dc:creator><slash:comments>4</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Home_Equity.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Home_Equity.asp</wfw:commentRss><description>&lt;p&gt;Can I refinance a home equity loan into a mortgage?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Is there any way possible to refinance my mortgage if I owe more than the home is worth? I am in an ARM with 2 loans at the moment with horrible rate and would love to get into a fixed rate with 1 loan if possible. I am open to suggestions.</title><link>http://www.mortgagenewsdaily.com/wiki/117505/AnswerQuestion.asp</link><pubDate>Thu, 05 Nov 2009 18:47:20 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117505</guid><dc:creator>juanita martin</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/117505/AnswerQuestion.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/117505/AnswerQuestion.asp</wfw:commentRss><description>&lt;p&gt;Is there any way possible to refinance my mortgage if I owe more than the home is worth? I am in an ARM with 2 loans at the moment with horrible rate and would love to get into a fixed rate with 1 loan if possible.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Refinance our Conventional Loan into a FHA Loan</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Into_FHA.asp</link><pubDate>Wed, 28 Oct 2009 19:22:02 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:114698</guid><dc:creator>Anonymous</dc:creator><slash:comments>4</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Into_FHA.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Into_FHA.asp</wfw:commentRss><description>&lt;p&gt;We would like to refinace our conventional loan into a FHA loan. Is that possible ?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Cash Out Refinance and Tax Returns</title><link>http://www.mortgagenewsdaily.com/wiki/Cash_Out_Refinance_and_Tax_Returns.asp</link><pubDate>Fri, 23 Oct 2009 01:34:02 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:109499</guid><dc:creator>Anonymous</dc:creator><slash:comments>4</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Cash_Out_Refinance_and_Tax_Returns.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Cash_Out_Refinance_and_Tax_Returns.asp</wfw:commentRss><description>&lt;p&gt;How is a cash out from a home refiance view on a persons end of year tax treturns as income or what????&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>can a home equity loan be used to re finance ur home?</title><link>http://www.mortgagenewsdaily.com/wiki/108125/AnswerQuestion.asp</link><pubDate>Sat, 19 Sep 2009 13:59:11 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:108125</guid><dc:creator>Meg Holt</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/108125/AnswerQuestion.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/108125/AnswerQuestion.asp</wfw:commentRss><description>&lt;p&gt;Can a home equity loan be used to refinance your home?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Why is my underwriter stating they can't proceed with the refinance because the word &amp;quot;dispute&amp;quot; is listed in the commentary of one of my credit reports? I have no accounts in dispute, but several months ago disputed some incorrect informat</title><link>http://www.mortgagenewsdaily.com/wiki/100997/AnswerQuestion.asp</link><pubDate>Mon, 17 Aug 2009 20:36:06 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:100997</guid><dc:creator>Anonymous</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/100997/AnswerQuestion.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/100997/AnswerQuestion.asp</wfw:commentRss><description>&lt;p&gt;Why is my underwriter stating they can&amp;#39;t proceed with the refinance because the word &amp;quot;dispute&amp;quot; is listed in the commentary of one of my credit reports? I have no accounts in dispute, but several months ago disputed some incorrect information. My underwriter is stating that I cannot refinance because the word &amp;quot;dispute&amp;quot; cannot appear anywhere in my credit report. Is this correct?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Can I Refinance My Second Mortgage?</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Second_Mortgage.asp</link><pubDate>Mon, 20 Jul 2009 18:26:39 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:72654</guid><dc:creator>Anonymous</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Second_Mortgage.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Second_Mortgage.asp</wfw:commentRss><description>&lt;p&gt;Can I refinance my second mortgage?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Costs of a Home Equity Loan verses a Refinance</title><link>http://www.mortgagenewsdaily.com/wiki/Home_Equity_vs_Refinance_Cost.asp</link><pubDate>Tue, 14 Jul 2009 15:01:20 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:91906</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Home_Equity_vs_Refinance_Cost.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Home_Equity_vs_Refinance_Cost.asp</wfw:commentRss><description>&lt;p&gt;What are the costs to get a home equity loan verses a refinance? Currently have contacted different mortage companies and have found refinance costs to be as high as $8000.00. How do these costs compare to an Equity loan? What are the costs in an equity loan? Thank you.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>What is a FNMA/FHLMC Rider? It is written in on the &amp;quot;Other&amp;quot; Riders section of form 3017.</title><link>http://www.mortgagenewsdaily.com/wiki/76717/AnswerQuestion.asp</link><pubDate>Thu, 21 May 2009 01:14:08 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:76717</guid><dc:creator>Anonymous</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/76717/AnswerQuestion.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/76717/AnswerQuestion.asp</wfw:commentRss><description>&lt;p&gt;What is a FNMA/FHLMC Rider? It is written in on the &amp;quot;Other&amp;quot; Riders section of form 3017.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Consolidate First and Second Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Consolidate_Mortgages.asp</link><pubDate>Thu, 14 May 2009 14:30:51 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:75031</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Consolidate_Mortgages.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Consolidate_Mortgages.asp</wfw:commentRss><description>&lt;p&gt;i have a first loan at 6.275% and second at 8.375%.&amp;nbsp; Can&amp;nbsp;I combine the loan into one at a lower rate?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Grace Period to Back out of a Refinance</title><link>http://www.mortgagenewsdaily.com/wiki/Grace_Period_Loan.asp</link><pubDate>Fri, 01 May 2009 14:06:08 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:72312</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Grace_Period_Loan.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Grace_Period_Loan.asp</wfw:commentRss><description>&lt;p&gt;Do I have a 3 day grace period to back out of a refinance?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Refinance Without a Second Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_No_Second_Mortgage.asp</link><pubDate>Wed, 01 Apr 2009 16:27:36 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:63978</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_No_Second_Mortgage.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_No_Second_Mortgage.asp</wfw:commentRss><description>&lt;p&gt;I want to refinance but the equity is only 10%. Is there better option to avoid 2nd mortgage.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Can I refinance while house is in foreclosure?</title><link>http://www.mortgagenewsdaily.com/wiki/62920/AnswerQuestion.asp</link><pubDate>Tue, 24 Mar 2009 21:09:00 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:62920</guid><dc:creator>Anonymous</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/62920/AnswerQuestion.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/62920/AnswerQuestion.asp</wfw:commentRss><description>&lt;p&gt;Can I refinance while house is in foreclosure?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Steps to Refinance</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Steps.asp</link><pubDate>Tue, 24 Mar 2009 17:52:37 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:62526</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Steps.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Steps.asp</wfw:commentRss><description>&lt;p&gt;What is the proceedure&amp;nbsp;to refinance?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Want to Refinance but Appraisal Was Low</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Appraisal_Low.asp</link><pubDate>Tue, 24 Mar 2009 01:32:20 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:3016</guid><dc:creator>anonreader</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Appraisal_Low.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Appraisal_Low.asp</wfw:commentRss><description>I want to refinance my home and the appraisal came low can I
get another appraisal form another bank?</description></item><item><title>The Right Time to Refinance</title><link>http://www.mortgagenewsdaily.com/wiki/Right_Time_to_Refinance.asp</link><pubDate>Thu, 26 Feb 2009 14:50:03 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:52928</guid><dc:creator>Anonymous</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Right_Time_to_Refinance.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Right_Time_to_Refinance.asp</wfw:commentRss><description>&lt;p&gt;When is the right time to refinance my mortgage?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Do I have to Include my Home Equity Line if I Refinance my Home?</title><link>http://www.mortgagenewsdaily.com/wiki/HELOC_Refinance.asp</link><pubDate>Sun, 15 Feb 2009 18:56:59 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:51365</guid><dc:creator>Anonymous</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/HELOC_Refinance.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/HELOC_Refinance.asp</wfw:commentRss><description>&lt;p&gt;Do I have to include my home equity line if I refinance my home? If so, what happens if the two combined take me to 95 -100% of the home value - can I still refinance?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>A Cash Out Refinance Defined</title><link>http://www.mortgagenewsdaily.com/wiki/Cash_Out_Refinance.asp</link><pubDate>Fri, 23 Jan 2009 17:10:53 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:45524</guid><dc:creator>Anonymous</dc:creator><slash:comments>5</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Cash_Out_Refinance.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Cash_Out_Refinance.asp</wfw:commentRss><description>&lt;p&gt;What is a cash out refinance and why do mortgage interest rates increase for these types of loans?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Lost My Job in the Middle of Refinancing My Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Lost_Job_Refinance.asp</link><pubDate>Mon, 19 Jan 2009 18:57:50 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:44722</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Lost_Job_Refinance.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Lost_Job_Refinance.asp</wfw:commentRss><description>&lt;p&gt;If I am in the middle of refinancing my mortgage (closing in 1 week) and I get laid off, do I leaglly have to inform the lender of my lay off?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Refinance Junk Fees</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Junk_Fees.asp</link><pubDate>Fri, 09 Jan 2009 17:35:05 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:42570</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Junk_Fees.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Junk_Fees.asp</wfw:commentRss><description>&lt;p&gt;We are refinancing our home and we are being charged $795 fee for our loan to be sold. Should we have to pay this?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Just Refinanced and Rates Have Gone Down Considerably</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Low_Rates.asp</link><pubDate>Thu, 08 Jan 2009 02:15:26 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:40748</guid><dc:creator>Anonymous</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Low_Rates.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Low_Rates.asp</wfw:commentRss><description>&lt;p&gt;We just refinanced and - NATURALLY - the rates have dropped since the refi a month ago. We&amp;#39;ve heard we can ask our mortgage company to &amp;#39;re-form&amp;#39; the mortgage for the lower rate. What does this typically entail? Do we have to go through the whole refi process/closing costs again?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Paying Points when Refinancing</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Paying_Points.asp</link><pubDate>Wed, 07 Jan 2009 13:14:10 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:40529</guid><dc:creator>Anonymous</dc:creator><slash:comments>6</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Paying_Points.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Paying_Points.asp</wfw:commentRss><description>&lt;p&gt;Is it mandatory that points be paid when refinancing (and if so what is average)? &lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Does A Refinance Close My Existing Mortgage and Home Equity Loan?</title><link>http://www.mortgagenewsdaily.com/wiki/Refinance_Affect_on_HELOC.asp</link><pubDate>Sun, 28 Dec 2008 21:31:12 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:40038</guid><dc:creator>Anonymous</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Refinance_Affect_on_HELOC.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Refinance_Affect_on_HELOC.asp</wfw:commentRss><description>&lt;p&gt;Does a home refinance need to close both my existing primary mortgage and my home equity line of credit, if what I need is actually just to refinance the primary mortgage? My primary and HELOC are from two different lenders.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Break Even Point for Refinancing a Mortgage</title><link>http://www.mortgagenewsdaily.com/wiki/Mortgage_Break_Even_Point.asp</link><pubDate>Mon, 22 Dec 2008 23:47:48 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:39303</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Mortgage_Break_Even_Point.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Mortgage_Break_Even_Point.asp</wfw:commentRss><description>&lt;p&gt;is there a &amp;#39;break even&amp;#39; point for refinancing a mortgage?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Negative Equity Refinance</title><link>http://www.mortgagenewsdaily.com/wiki/Negative_Equity_Refinance.asp</link><pubDate>Thu, 18 Dec 2008 18:10:41 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:38817</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/wiki/Negative_Equity_Refinance.asp</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/wiki/Negative_Equity_Refinance.asp</wfw:commentRss><description>&lt;p&gt;Our house is currently valued at 365,000 and the purchase price was 514,000. Is it impossible to refinance this with the loss???&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item></channel></rss>