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Please add 3 and 7 and type the answer here:
Mortgage Rates
30 Yr FRM 4.83% -0.08%
15 Yr FRM 4.32% -0.04%
1 Yr ARM 4.35% -0.11%
5/1 Yr ARM 4.25% -0.04%
30 YR Tres 4.30% 0.01%
Fed Prime 3.25% 0.00%
Q: Name the three most used credit repositories?
  • The 3 national credit repositories are:

    EQUIFAX INFORMATION SVCS
    P.O. BOX 740241
    ATLANTA, GA 30374
    (800) 685-1111 www.equifax.com

    EXPERIAN
    P.O. BOX 2002
    ALLEN, TX 75013
    (888) 397-3742 www.experian.com

    TRANS UNION
    P.O. BOX 34012
    FULLERTON, CA 92834
    (800) 916-8800 www.transunion.com



    Obtaining a copy of your credit report is easy. A 2004 federal law entitles everyone to one free credit report from each of the 3 main credit reporting agencies -- Equifax, Experian and TransUnion -- per year.

    You must request your free credit reports through a centralized source. To order online, visit www.annualcreditreport.com. By phone, call 877-322-8228. Or, you may complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281.


    Answer Submitted on Mon, Apr 28 2008

    Rate this Answer:
    Answer Contributed by: Jeff Coon
    Jeff Coon is a Branch Manager, Residential Lending Specialist for Freedom Mortgage Corporation.
    If you need help with a mortgage in any state, contact Jeff by phone 732 938 2252 ext 303.
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