Learn. Share. Connect. (52,325 Members)  - Join

Site Tools

Join Now or Sign In
for Full Access to All Features

Local Professionals
(Change Your Location)

Please add 5 and 7 and type the answer here:
Mortgage Rates
30 Yr FRM 4.83% -0.08%
15 Yr FRM 4.32% -0.04%
1 Yr ARM 4.35% -0.11%
5/1 Yr ARM 4.25% -0.04%
30 YR Tres 4.32% 0.02%
Fed Prime 3.25% 0.00%
Q: We have a buyer for our home. He wants us to raise the selling price of the home by $55,000 dollars and show that amount in the closing costs. He has been qualified by the bank for our price + $55,000 - that way he can have some cash for himself. We are
  • The buyer cannot do this. At a closing, the buyer is not allowed legally to get any money back. If the house is worth $55,000 more than the selling price, he can add a second mortgage after he closes, but cannot do this at the closing.

    Also, you need to be careful in this situation for tax purposes. You would want to talk with an accountant. It sounds like his lender is trying to do something illegal.


    Answer Submitted on Mon, Dec 11 2006

    Rate this Answer:
    Answer Contributed by: Adam Johnston
Submit Answer
This page has been accessed 2,412 times
Have more questions?  Visit our Consumer Forums and discuss your questions with our network of industry professionals.

Important Disclaimer: Questions and answers provided on the Mortgage News Daily Wiki are general information, and are not intended to substitute for informed professional financial, tax, legal, investment, accounting, or other professional advice. Mortgage News Daily does not endorse, and expressly disclaims liability for any product, service or service provider mentioned or any opinion expressed in these questions and answers. Please read carefully the Mortgage News Daily Wiki Disclaimer.