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Mortgage Wiki - Questions and Answers

Welcome to MortgageWiki, the Mortgage and Real Estate Question and Answer Resource Center brought to you by Mortgage News Daily. Mortgage Wiki is a collaborative content project to build a free resource that helps people by offering useful information about the Mortgage And Real Estate Industries.

What is a wiki?
Wiki (pronounced 'wēkē') is a collection of content contributed by its users in an effort to create a usable source of information for all. Please feel free to contribute by joining us here.


Unanswered Questions (View All Questions)
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Answered Questions (Total: 433)
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Date User Question
5/6/2008 Chris Hay When there is a foreclosure and the sale of the property brings more money than is owed against it, who gets the excess?
5/6/2008 Juan Boldizsar What will happen to my mortgage if the holder (Countrywide) goes under?
5/6/2008 Chris Hay I am a real estate agent, and I am representing a client whose property is going through a short sale. There are two questions: 1. Can I buy this property? 2. Can I still representing myself and my client?
5/6/2008 Joe Sheedy If a home is in both mine and my husbands name, can a refinance loan only be in one person's name...or must it be in both?
5/6/2008 Jeff Coon What options are available for down payment assistance for my home purchase?
5/5/2008 Travis M Carter When aquiring a loan for investment property what is the loan percantage - can you get 100% loan on a investment property?
5/5/2008 Jon Hillenbrand If my mortgage is due on the 1st of the month and the past due amount is due after the 15th, what happens to my credit or loan if I make my payment 2 or 3 days after the 1st?
5/5/2008 Travis M Carter I need an example of how the interest on a construciton loan is determined and paid. My construction loan interest rate is 7.75% and I understand that during the constuction phase I am to pay the interest on the amount dispersed. So does that mean that I will own 6 months interest (6 months is the amount of time I have to get the house built) paid over the 6 month period based on the dispersed amount or draws?
5/5/2008 Juan Boldizsar Is it true that you have to own a home for three months before you can sell it.
5/5/2008 Travis M Carter I have a strong refi borrower but the appraisal is a problem. It's a log home with no comps in the area. The appraiser wrote up a supplemental addendum trying to support the property. Two lenders have already turned this loan down because of this. Any suggestions?

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