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  • Mortgage Rates Hold Ground Against Stock Rally. Lenders On The Defensive

    Yesterday I wrote that mortgage rates were under pressure because stocks were rallying. Yes stocks were indeed on a winning streak, but the bond market hasn't done all that bad...all things considered. Don't get me wrong, mortgage rates are definitely higher than they were last week, but by pricing...
    Posted to Mortgage Rate Watch (Weblog) by Victor Burek on Wed, Jun 16 2010
  • Mortgage Rates Still Steady Near New 2010 Lows. Multiple Lender Reprices Reported

    Mortgage rates moved mostly sideways near newly hit 2010 lows yesterday but did come under a small amount of upward pressure late in the day as the stock market rallied into the close. As the prices of mortgage backed securities moved lower, many lenders repriced for the worse, but the increases in consumer...
    Posted to Mortgage Rate Watch (Weblog) by Victor Burek on Tue, May 18 2010
  • Mortgage Rates Rally After Goldman Sachs News

    After a two day losing streak, mortgage rates found stable footing yesterday afternoon as a rally in the benchmark Treasury market helped move mortgage-backed security prices higher which allowed lenders to reprice mortgage rates for the bette. Our busy week of economic data and influential events comes...
    Posted to Mortgage Rate Watch (Weblog) by Victor Burek on Fri, Apr 16 2010
  • How Did the FOMC Meeting Affect Mortgage Rates?

    After moving higher following a worse than anticipated read on Retail Sales last Friday, mortgage rates made modest improvements yesterday. Activity in the fixed income marketplace was pretty boring though. Mortgage backed securities traded in an extremely tight price range as market participants sat...
    Posted to Mortgage Rate Watch (Weblog) by Victor Burek on Tue, Mar 16 2010
  • Mortgage Rates Move Lower. Favor Locking over Floating

    After making noticeable improvements toward the end of last week, mortgage rates failed to extend positive progress yesterday. After a weak open, mortgage backed securities prices traded in a narrow range for most of the day. Despite MBS prices moving lower at the open, lenders were still able to offer...
    Posted to Mortgage Rate Watch (Weblog) by Victor Burek on Wed, Jan 20 2010
  • 12/11/07 - WAITING FOR FED DECISION

    30 YEAR FIXED NOTE RATE: 5.75-5.875% LOCK RECOMMENDATION: WAIT FOR THE FED DECISION IF LOCKING TODAY. FUTURE LOCK RECOMMENDATIONS WILL DEPEND ON HOW THE MARKETS REACT TO THE RATE DECISION AND THE IMPORTANT STATEMENT THAT FOLLOWS. ANY NEGATIVE NEWS ABOUT ECONOMIC GROWTH AND POSITIVE NEWS ABOUT INFLATION...
    Posted to MBS Commentary (Weblog) by Matthew Graham on Tue, Dec 11 2007
  • 12/10/07 SLOW NEWS DAY, STOCKS UP

    The pending home sales figures were released at 7AM this morning and are usually not a big mover of markets. Pending sales were up slightly at .6% month over month, but down 18.4% year over year. In other gloomy news, the National Association of Realtors only expects sales to increase by .5% in 2008...
    Posted to MBS Commentary (Weblog) by Matthew Graham on Mon, Dec 10 2007
  • 12/7/07 - Job Growth Hurts Rates

    The much-anticipated jobs report was released this morning. Estimates called for anywhere for anywhere from 65,000 - 90,000 new jobs to be added. The report slightly exceeded expectations coming in at 96,000. However, this was a downward movement from the previous month. In addition, consumer sentiment...
    Posted to MBS Commentary (Weblog) by Matthew Graham on Fri, Dec 7 2007
  • 12/6/07 - SLIGHTLY WORSE

    30 YEAR FIXED NOTE RATE 5.5% LOCK RECOMMENDATIONS - LESS THAN 2 WEEK CLOSING ................ LOCK - 2-4 WEEK CLOSINGS. ............... FLOAT - 4+ WEEK CLOSING ................ FLOAT - CONSERVATIVE CAVEAT ................ RATES ARE AT THE BOTTOM OF TRADING RANGE. CONVENTIONAL WISDOM BASED ON TECHNICAL...
    Posted to MBS Commentary (Weblog) by Matthew Graham on Thu, Dec 6 2007
  • 12/5/07 MUCH LESS QUIET TODAY

    30 YEAR FIXED NOTE RATE 5.5% LOCK RECOMMENDATIONS - LESS THAN 2 WEEK CLOSING ................ FLOAT - 2-4 WEEK CLOSINGS. ............... FLOAT - 4+ WEEK CLOSING ................ FLOAT - CONSERVATIVE CAVEAT ................ RATES ARE AT THE BOTTOM OF TRADING RANGE. CONVENTIONAL WISDOM BASED ON TECHNICAL...
    Posted to MBS Commentary (Weblog) by Matthew Graham on Wed, Dec 5 2007
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