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  • wait on modification??

    FLORIDA, FHA loan 30 yr fixed 6.0% I have been waiting on the modification process for 10-11 months. My father who was a co-signer Filed Bankruptcy because he lost his job. He also put my house in it, so he could get his name off. I had a loss in income. I applied for a modificatiom. The bank said i...
    Posted to Mortgage Questions (Forum) by onetoomany on Fri, Dec 3 2010
  • Hard Money Loans At Very Low Interest Rates

    Our hard money loans are very flexible with very low interest rates and even with NO credit! In short, we can offer you a large number of options that will surely meet your needs. Visit our website and sign up now to learn more! This link below covers everything in detail. Go here: http://alturl.com...
    Posted to General Mortgage Discussion (Forum) by Dia Cha on Sun, Oct 24 2010
  • Real Estate Motivational Speaker Convicted- Mortgage Fraud Scheme

    A motivational speaker, who had authored a real estate book and had an infomercial on making money in real estate that ran on late night television, largely orchestrated the scheme. Read the whole story @ http://tinyurl.com/y4sotl4 The bad guys and gals use the latest technology to commit fraud; fraudsters...
    Posted to Real Estate (Forum) by Michael S Richardson on Sun, May 30 2010
  • Re: Qualify to Buy a Home?

    With a little work we should be able to get him into a home a few months. Baiscally we would need to help him build up some credit. We would first need to check his credit and see if anything is showing up. You can go to www.ushomelender.com to fill out a full applcation. Things you can do to improve...
    Posted to Mortgage Questions (Forum) by Rick Carrier on Sun, Apr 11 2010
  • Re: Addendum to Cover Repairs

    That would be your call. I think that you may have to be concerned with the lender approving the loan with the home in that condition. They may require the repairs to be completed before you close. This is very common in todays market. You can view different loan programs on our website at www.ushomelender...
    Posted to Real Estate (Forum) by Rick Carrier on Wed, Apr 7 2010
  • Re: Tell Me About 203k Loans

    I can tell you that FHA 203k loans are extremely long and tedious for anyone to do these days and many do not go through due to the strict guidelines. In most cases you may be better off finding a home that does not need repairs. You can visit our website for all FHA & Conventional mortgage options...
    Posted to Mortgage Questions (Forum) by Rick Carrier on Wed, Apr 7 2010
  • Re: Lock now or continue to float......

    I would recommend following the rate watch rss feed here on Mortgage News Daily for up to date rate information. You can also follow my Twitter account which will receive all rate updates as well. You can have the updates sent directly to your email. This will help you make an informed decision. The...
    Posted to Mortgage Questions (Forum) by Rick Carrier on Wed, Apr 7 2010
  • Re: At absolutely NO COST to you!

    Yes Lender paid closing costs are a great way to refinance and keep your balance or principle the same. The othe option is to roll in your closing costs. Long term, rolling in is a better option, and short term, lender paid is the best option. Moderator Note: No solicitations allowed in forums. Please...
    Posted to General Mortgage Discussion (Forum) by Rick Carrier on Mon, Apr 5 2010
  • Re: Refinancing Jumbo Loans and Cut Off Between Conventional and Jumbo?

    you can go to my website and view the loan options for your loan amount and home value. Split loan options are a good way to save money in your monthly payment.
    Posted to Mortgage Questions (Forum) by Rick Carrier on Sat, Apr 3 2010
  • Re: X-Wife Awarded House but My Name is Still on Loan

    Yes you can contace your curre t lender and tell them she wants to assume the loan. She can assume the loan but may still have to qualify for the payment. It will depend on your banks guidelines in this matter. In most cases its a quick easy process and costs next to nothing to get done.
    Posted to Mortgage Questions (Forum) by Rick Carrier on Sat, Apr 3 2010
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