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FLORIDA, FHA loan 30 yr fixed 6.0% I have been waiting on the modification process for 10-11 months. My father who was a co-signer Filed Bankruptcy because he lost his job. He also put my house in it, so he could get his name off. I had a loss in income. I applied for a modificatiom. The bank said i...
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The previous advice is correct. Because of his home going into foreclosure he's going to have credit issues for 4-7 years with most creditors. That means all future credit for your household will ride on your back. May or may not be an issue but you should be aware. And DO NOT add him to the title...