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In October a covey of federal agencies including the Federal Reserve, The Federal Deposit Insurance Corporation, and the National Credit Union Administration published what was called " final guidance " on underwriting nontraditional mortgage products. This guidance was designed to address risks associated...
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The Federal Reserve Board seldom giveth, but they did send home buyers and owners as well as real estate professionals a bit of a holiday present last week. The Board in conjunction with the Office of Thrift Supervision issued a revised version of its venerable Consumer Handbook on Adjustable-Rate Mortgages...