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I had heard that Appraiser jobs were going to be outsourced to India, but I wouldn't have believed it until now. HVCC is the mechanism that's allowing this to happen. Only an unemployed and extremely desperate Appraiser would ever assist in this attempt to undermine the Appraisal profession....
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I predict that HVCC will be voted out or will not go beyond the initial 18 month period. The monsters that it created are here to stay. The great majority of mortgage lending is done by very few large banks and they have their own management companies, or affiliated themselves with management companies...
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Under new guidlines FHA will modify the ordering of appraisals. FHA reaffirms appraisal independence. New requirements will be effective January 1. They prohibitmortgage broker oor any of their staff compensated on a commission basis to order appraisals. Lenders also have to assure that the appraiser...