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My vote is its going to be a "W". False sense of optimism, large detachment from reality.
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I would think first would be finishing the 3rd bathroom, and 2nd probably doing the garage, to add value in the most productive way. These will help you if and when you get an new appraisal done.
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Like Steven sugested, you need to be consulting w/ a real estate attorney. You said your purchase contract wasn't "conditional upon the sale of our house", but is your contract conditional upon you getting financing? (They could be two separate conditions) If so, an attorney should be able to help you, if you have to back out, or if the
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unknown, here is a link to bloomberg's mortgage calculator, put in your current mortgage terms, and then enter your monthly principal pre-payments. You can even print out a amorization report. http://www.bloomberg.com/invest/calculators/mortgage.html
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Jill, I think Alt-ay is Alt-A, but in Canadian.
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No matter what legal docs say, he will always be Humper in our hearts!
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Al Gore is full of it, he drives a hummer
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Scott's right, indymac will not just up and call you if you are a couple of months down, to modify your loan. You have to contact them, and they'll tell you to submit a modification package. I would suggest posting, again what your interested in doing w/ some more info, and what state your in, and we can help. You'll probably need to talk
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hopefully it stops raining here for sat. night, and I can get a good look
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this guy's a bigger bear than Jeff Mackie, talk about doom and gloom