Involved in a real estate nightmare. Atty and court system failed. Previously asked a question. Lits of views but no answers. Wth!
There's obviously far more involved in your situation that just a servicing transfer. Short answer, those transfers have nothing to do with adding to the unpaid principal balance on mortgages. If, however, you have a simultaneous BK or foreclosure going (as you may have alluded to when you mention attorneys failing you), it's certainly possible that your loan balance has gone up due to lender legal charges, missed payments, or accumulated late fees.