Can I get a mortgage loan if I am only employed for 1 year.
Quite possibly, depending on a few variables. Were you in school studying a certain field and have now graduated and begun your working career? If so, a year would usually be enough history. Are you an employee with a salary or steady hourly wage (and work week), versus someone who is on commission or self employed? If the former, you'll probably be OK. If the latter, a year will not be enough. In general, the more reliable your income is judged to be, the less time on the job an underwriter may require. Your best bet is to outline your complete history to a loan officer who can give you more specific guidance.